Bluebird works like a bank account in that you can deposit money to it and from there you can use its bill pay system to have Bluebird send out checks or you can get checks for that account and write them yourself. It comes with an Amex-branded card that you can use like a debit card to make purchases or ATM withdrawals.
The difference is that you must first add funds to your Bluebird account and only then can you spend the funds. You can add up to $5000 per month to your Bluebird account though I believe there is a maximum of $2500 per day. Continue reading