It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter. All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.
US Bank Cash+
If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones. You must register your card before December 25th to get the bonus cash-back in the categories you select. As a reminder, you choose two 5% categories and one 2% category. To register, click on the link in the email you received from US Bank or visit this link. I’m choosing Home Utilities (as usual) and Gyms (as usual).
Discover has already given us the full calendar for 2021. For Q4 the categories are:
To activate the bonus, simply log into your Discover account and click on the Activate Now button.
Chase Freedom, Freedom Unlimited and Freedom Flex
Chase Freedom’s Q4 categories are Walmart and PayPal. Note that if you use PayPal at Walmart you’ll still only receive 5x points – no double-dipping!
To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.
In the end
Always register for the bonus categories even if you don’t think you’re going to use them. You’ll never know when they might come in handy!