Cash Plus

Activate 2020 4th Quarter Bonus Categories

It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before December 25th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities (as usual) and Gyms (as usual).

Discover Card

Discover has already given us the full calendar for 2020.  For Q4 the categories are:

Pretty good categories for your holiday shopping.

Chase Freedom

Chase Freedom’s Q4 categories are Walmart and PayPal.  I expect this to be very popular for holiday shopping.

To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

US Bank Cash+ Promo: Gas, Sporting Goods/Bike Shops, Motorhome/RV Rentals [Targeted]

Edit: a short time after receiving this offer on my Cash+ card, I received the same offer on my Radisson Rewards Visa.

 

US Bank is back with another limited time promo on their Cash+ card. This one is good through September 30, 2020.

The bonuses are limited by category but can total up to $90 as follows:

  • 3% cash back on purchases at Gas Stations (up to $20 statement credit)
  • 3% cash back on purchases at Sporting Goods and Bike shops (up to $20 statement credit)
  • 5% cash back on Motorhome and RV Rentals (up to $50 statement credit)

This is a nice extra for folks who are hitting the road in an RV for a last summer fling or for those who may not otherwise have gas as a bonus category. While 3% is nice at gas stations, it’s not something I’ll be taking advantage of because the Chase Sapphire Preferred is currently offering 5x points at gas stations. Otherwise I’d be using my Citi Premier card that always earns 3x at gas stations and since each point is worth more that a penny, it makes more sense to earn points in this situation.

To register for this promo, look for for an email in your inbox. You must register by August 31st.

One other thing to note is that each quarter you have the option of selecting sporting goods as a 5% category with the Cash+ card. In reading the fine print it would appear the 3% earned here is in addition to the cash back earned otherwise. So if you selected sporting goods for this quarter you could earn a total of 8% cash back. That’s nice if you have a special purchase in mind.

Were you targeted for this promotion? Will you take advantage of it?

Categories: Cash Plus, Credit Card Promos, Credit Cards, US Bank | Tags: , , | 1 Comment

US Bank Cash+ offer for $10 cash back on insurance payments

One thing I like about the US Bank Cash+ card is that it offers you your choice of categories each quarter where you can earn increased rewards. You can select two 5x categories and 1 2x category, which is really nice for a card with no annual fee. While a number of these categories are ones seen on other cards, grocery, gas, clothing, etc. they also include categories I don’t see with other cards. I especially love that home utilities is a 5x choice. My home utility bill includes not only electricity, gas and water but also sewer charges, fire protection (I’m not in the city limits so I don’t pay taxes for that) and mosquito control. They also offer gym memberships and sporting goods as categories and I’ve been able to take advantage of getting 5% cash back on those fees too.

Now they’re adding a 1-time statement credit of $10 for insurance payments. Just this week I received my auto insurance bill so it’s perfect timing for me. There’s a limit of one $10 bonus and this offer expires October 31, 2020. So even if you don’t have this card yet, it’s not to late to apply and use it for this purpose.

Will you take advantage of this offer?

Categories: Cash Plus, Credit Card Promos, Credit Cards, US Bank | Tags: , | Leave a comment

Activate 2020 3rd Quarter Bonus Categories

It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before September 25th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities (as usual) and Gyms (as usual).

Discover Card

Discover has already given us the full calendar for 2020.  For Q3 the categories are:

This is a great category for me as I eat out a lot.

Don’t forget that Discover added Home Depot for the month of June as a 5% category and Home Depot sells gift cards, although the one near me does not sell the variable load Visas.

Chase Freedom

Q3’s Chase Freedom categories are Amazon and Whole Foods.  With so many people ordering online, this will no doubt be a popular category.  You can redeem the Ultimate Rewards (UR) points earned through these purchases in several ways.  As a statement credit they’re worth one cent apiece.  You can use them to book travel through the Chase portal, also for one cent apiece.  Where their value really shines is if you have either the Chase Sapphire Preferred (CSP) or Chase Sapphire Reserve.  Though these cards carry annual fees ($95 for CSP, $450 for CSR) you can combine the UR points earned on the Freedom with those earned on your other UR-earning card and transfer them to several airlines and hotel groups.  Or you can book through the Chase travel portal for 1.25 cents apiece if you have the CSP or 1.5 cents each if you have the CSR.  I have the CSR and my friends and I booked a lovely ocean-front condo on the Sunshine Coast of Australia using UR points at 1.5 cents each.  It was a fantastic way to top off our trip Down Under.

To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 2020 2nd Quarter Bonus Categories

It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

Even though TV, Internet & Streaming Services are shown as new below, though it’s been available for several quarters now.  If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment.  You must register your card before June 25th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities (as usual) and Gyms (as usual).

Discover Card

Discover has already given us the full calendar for 2020.  For Q2 the categories are:

If you’re a wholesale club member or can get Visa gift cards at gas stations, this quarter could earn you a lot of cash back.

 

Chase Freedom

If you don’t have a Chase Ink card that earns 5x points on internet/cable/phone already and don’t want to use one of your US Bank categories, this is the quarter to use your Chase Freedom card on those bills.  Otherwise use this card for your gas purchases (and gift cards, if sold there) and on any streaming services you may use.

To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.

 

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 2020 1st Quarter Bonus Categories

I’m a little late with this post but it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

Even though TV, Internet & Streaming Services are shown as new below, though it’s been available for several quarters now.  If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment.  You must register your card before December 26th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities (as usual) but instead of my usual Gym category I’m going with sporting goods this time.  Since I’ll have a couple of ski trips during the first quarter of 2020 and I may buy something at one of the shops, it will cost more than my monthly gym membership so I’ll get a better value there.

Discover Card

Discover has already given us the full calendar for 2020.  For Q1 the categories are:

This is an easy one to max out as you can buy Visa gift cards at these places and load them to your Bluebird or turn them into money orders.

 

Chase Freedom

If you don’t have a Chase Ink card that earns 5x points on internet/cable/phone already and don’t want to use one of your US Bank categories, this is the quarter to use your Chase Freedom card on those bills.  Otherwise use this card for your gas purchases (and gift cards, if sold there) and on any streaming services you may use.

To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.

 

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 4th Quarter Bonus Categories

It’s the 15th of the last month of the quarter which means it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

Even though TV, Internet & Streaming Services are shown as new below, though it’s been available for at least a couple of quarters now.  If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment.  You must register your card before September 25th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.

Discover Card

Discover gave us the full year’s calendar late last year:

The fourth quarter was originally announced as Amazon but now they’ve added Target (in-store) and Walmart.com.  None of these is particularly great for me.  To register, sign in to your Discover account and click on the Activate button.

 

Chase Freedom

Chase’s fourth quarter categories may help those who need to shop for the holidays.  You can earn 5x Ultimate Reward points for shopping at department stores, having your card tied to PayPal and with Chase Pay.  You can redeem the URs for a penny apiece on your credit card statement or, if you have one of the UR-earning cards that comes with an annual fee you can transfer these points to airline frequent flyer programs or hotel loyalty programs.  Alternately you can shop through the UR portal and use the points like cash.

To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.

 

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 3nd Quarter Bonus Categories

As we approach the end of the second quarter of 2019, it’s time to activate bonus categories for card that have quarterly bonuses.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

Even though TV, Internet & Streaming Services are shown as new below, that was a new category last quarter.  If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment.  You must register your card before mid-June to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank.

Discover Card

Discover gave us the full year’s calendar late last year:

This quarter’s category is Restaurants and they’ve added PayPal.  Restaurants is a good category for me.  I usually use my Amex Gold Card to earn 4 Membership Rewards points per dollar but I’ll switch to Discover for 5% cash back.  As a reminder the Discover card does not have foreign transaction fees but may not be as accepted worldwide as Visa, MasterCard and even American Express.  To register, sign in to your Discover account and click on the Activate button.

 

Chase Freedom

Chase is once again offering 5x Ultimate Rewards points at gas stations, this time with the added category of Streaming Services.  I find it frustrating that they’re recycling categories, especially one where I can’t max it out!  I don’t use streaming services so that doesn’t help me.  You can redeem the URs for a penny apiece on your credit card statement or, if you have one of the UR-earning cards that comes with an annual fee you can transfer these points to airline frequent flyer programs or hotel loyalty programs.  Alternately you can shop through the UR portal and use the points like cash.

To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.

 

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 2nd Quarter Bonus Categories

As we approach the end of the first quarter of 2019, it’s time to activate bonus categories for card that have quarterly bonuses.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

US Bank has added a new category for this quarter, TV, Internet & Streaming Services.  If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment.  You must register your card before mid-June to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank.

Discover Card

Discover gave us the full year’s calendar late last year:

 

This quarter’s categories are Gas Stations, Uber and Lyft.  As a reminder the Discover card does not have foreign transaction fees but may not be as accepted worldwide as Visa, MasterCard and even American Express.  But if you use ride-sharing services a good bit here in the US you’ll be fine.  To register, sign in to your Discover account and click on the Activate button.

 

Chase Freedom

Chase is offering 5x Ultimate Rewards points at Grocery Stores and Home Improvement stores.  This is one of my favorite categories because it’s the easiest to max out.  You can redeem the URs for a penny apiece on your credit card statement or, if you have one of the UR-earning cards that comes with an annual fee you can transfer these points to airline frequent flyer programs or hotel loyalty programs.  Alternately you can shop through the UR portal and use the points like cash.

To register you can go to this linkthis link to look at the calendar, then click on the Activate Now button as seen above.

 

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

New Year, New Quarter, New Bonus Categories

Happy 2019!  Here’s a quick reminder that there are new bonus categories on some of your favorite cards for the first quarter of 2019:

The Chase Freedom card offers bonuses on purchases at Gas Stations, Drug Stores and on Tolls.  If you haven’t already activated your card you can do that HERE.

 

The Discover Card is offering 5% cash back on purchases at Grocery Stores.  You must register before you will receive the bonus cash back.  You can do that HERE.

And finally the US Bank Cash+ card offers choices of a number of different categories for you to decide what works best for you.  You can pick 3 categories that will earn 5% back and one category for 2%. All other categories will earn 1% cash back.  You can make those choices HERE by logging into your account on the US Bank website.

 

Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

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