Posts Tagged With: Chase Freedom

Q4 Bonus Categories Announced

As happens each quarter, three card issuers offer bonus categories for the following quarter.  As of today you can finally register for all three.

Discover Card

Discover is offering 5% cash back at Amazon.com and at Target.  Just log into to your account at Discover.com to register.  You must register before you’ll receive the 5% cash back. Continue reading

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Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, US Bank | Tags: , , , , | Leave a comment

2017 Q3 Starts Today – New Bonus Categories Activated

Just a quick reminder that today is the first day of the 3rd quarter of 2017, so if you have a card with rotating quarterly bonus categories, it’s time to move those cards to the front of your wallet.

For the Discover Cards, you’ll earn 5% cash back at restaurants.

For US Bank, you’ll have the categories you’ve chosen as most valuable to you.

For the Chase Freedom card, restaurants and movie theaters will earn you 5 Ultimate Rewards (URs) points for each dollar.  You can choose to redeem those URs as cash back on your credit card statement at the rate of 1 cent per point.  However, if you have another Chase card that earns URs and that card has an annual fee, you can pool your points and transfer them to various airline and hotel programs where it’s possible to get more than 2 cents per point in value.

So plan your purchases carefully for the next quarter!

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Chase Freedom Q3 Bonus Categories Announced

Chase has announced the 5x bonus categories for their Freedom credit card for the third quarter of 2017.  As I figured, Restaurants are on the list as are Movie Theaters. I hate that both the Chase Freedom and the Discover cards have the same bonus category in the same quarter. C’mon banks, help us out!

Using your Freedom card at Restaurants and Movie Theaters will earn 5 points per dollar spent, up to a max of $1500 spent.  While Chase bills this as 5% cash back – and you certainly can use it as cash back – you can make those points worth more than a penny apiece.  If you have the Sapphire Preferred, Sapphire Reserve or one of the Ink business cards that charge an annual fee, you can transfer these points to several airlines or hotels, where you can get more than 1 cent in value for the points.  For example, points can be transferred to United Airlines.  I’m currently looking for airfare for a Colorado ski trip in February, which is prime season.  I’d prefer to fly into the Vail/Eagle County Airport instead of making the trek from Denver.  But right now airfares are in the $590 range.  If I could find an award flight for 25K miles I’d be getting 2.3 cents in value for each point.

Registration is now available. You have until September 14th to register, but why wait? Click HERE to reach the calendar page.

Continue reading

Categories: Chase, Credit Card Promos, Credit Cards, Freedom | Tags: , | Leave a comment

Register for Q2 Bonus Categories

Today is the 15th of the third month of the quarter and that means it’s time to register your Discover Card and Chase Freedom card for the next quarter’s bonus categories.  You can earn 5% back (Discover) or 5x points (Freedom) on purchases of up to $1500 on each card.  And if you haven’t already registered for your US Bank Cash+ card, here’s a reminder to do that now.

Discover Cards

Discover’s bonus categories this quarter are Home Improvement stores and Wholesale Clubs.  Home improvement stores often sell retail gift cards and perhaps in your area they sell Visa or MasterCard gift cards as well.  While you can’t use Discover at Costco, I know it’s accepted at Sam’s Club and they often sell Visa/MC gift cards too.  That would make it very easy to max out this quarter’s promo.  To register, click on the link in the email you receive – it is tied to your account which makes it super easy – or go to the registration page and log into your account.

Note: You must register for this promo BEFORE any purchases will receive the bonus.  So register now, before the quarter even starts.

 

Chase Freedom

For the Freedom card, this is one of my favorite quarters.  It’s so easy to max out this promo at grocery stores and drug stores as they both sell Visa gift cards as well as other useful items. (Hey, ya gotta eat!)  You must register for this promo by June 14th.

 

US Bank Cash+

US Bank opens up their registration much earlier that Discover or Freedom.  Selection for Q2 bonus categories has been available since mid-February.  As I mentioned in this post in February, the Charity category has gone away which was a great disappointment to me.  These are the US Bank Cash+ categories for Q2:

To register just click on this link and log into your US Bank account and make your selections.

Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, US Bank | Tags: , , , , | Leave a comment

Register now for Freedom Q1 Bonus Categories

Each quarter the Chase Freedom card offers 5x points in certain rotating categories.  Registration is now open for the first quarter of 2017.  The bonus categories are gas stations and local commuter transportation.  Note that this does not include parking, tolls or Amtrak purchases.  It also does not include merchants that do not specialize in selling automotive gasoline; for example, truck stops, boat marinas, oil and propane distributors, and home heating companies.  I assume this would include charges like Uber, however.

2016-12-17-freedom-1q-bonus

It frustrates me that these categories overlap with Discover this quarter.  I wish they’d switch off so that it would be easier to max out each card.

I do not recall getting an email from Chase reminding me to register so go ahead and do it now before you forget about it!

Categories: Chase, Credit Card Promos, Freedom | Tags: | Leave a comment

Register now for Discover Q4 bonuses

Yesterday was the first day of the last quarter of 2016.  With it comes a new opportunity to earn 5% back when using your Discover card.  This quarter’s bonus categories are Amazon.com, Department Stores and Sam’s Club – all places that can be useful for holiday shopping.  You may earn 5% cash back in these categories for the first $1500 in purchases through the end of the year.

Some Sam’s Club locations also sell Visa and/or MasterCard gift cards so that’s an easy way to max out your bonuses.

Registering for the bonus

I received an email from Discover that looks like this:

2016-10-02-discover-q4-bonus-registration
Or you can log into your account at Discover.com to register for the bonus.  Either way, it’s a very simple process.

And if you haven’t already registered for the Freedom 5% bonus categories, now’s the time to do that too!

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Freedom Q4 Bonus Activation Now Live!

2016-09-17-freedom-q4-registration

The Chase Freedom card normally offers 1 Ultimate Reward point per dollar spent.  But each quarter the card offers bonus categories which will earn 5 UR points per dollar for up to $1500 in purchases during the specified quarter.  To get the 5 UR points per dollar bonus you must activate it for your Freedom card.

The activation page is now live for the fourth quarter of 2016.  The categories for this quarter are:

  • Department Stores
  • Wholesale Clubs
  • Drug Stores

These are a terrific set of categories and make it easy to max out the bonus.  With the holidays approaching, many people will shop at department stores and wholesale clubs for gifts.

And if you find you’re going to fall short of maxing out the deal you can buy gift cards to complete the spend.  These can be department store cards for yourself or as gifts and both wholesale clubs and drug stores sell a number of merchant gift cards for restaurants, other stores and gas stations.  You can also buy Visa or MasterCard gift cards and use those for everyday spend at places where you would not normally earn 5 UR points per dollar.

To activate the card, simply go to the activation page on the Chase website, enter your information and you’re all set!  You should then see a web page indicating your activation is complete.
2016-09-17-freedom-q4-activation

You have until December 14 to activate the bonus categories but why wait?  Do it now and you’ll be all set when October 1 rolls around.

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Activate Q3 Bonus Categories Now

There are two great no-annual-fee credit cards that offer quarterly bonus categories.  When you buy products from stores in those categories during the specified time frame, instead of the usual 1% cash back or 1 point per dollar, you’ll earn 5% or 5x points.  Each of these cards offers the bonuses for up to $1500 in purchases each quarter.  You’ll need to be sure to activate these category bonuses before mid-September, so why not go ahead and do it now?

First up, the Discover family of cards.  My Discover card is the oldest one I own and over the years has transitioned to a Discover More card.  But the Discover It card is also eligible to receive the quarterly bonuses.  To register for Q3, either log into your account and look on the right side of the screen where you’ll see a link or go straight to the activation page and sign in there.  This quarter’s bonus categories are home improvement stores (like Ace, Home Depot, Lowe’s and even specialty stores like Benjamin Moore) and Amazon.com, so you can start your holiday shopping early!  (And Amazon is a category for Q4 too!)

2016-06-20 Discover Q3 Bonus

Next, the Chase Freedom card offers 5% cash back – or 5x Freedom points, which can be worth more than 1 penny per point – on spending at Restaurants and Wholesale Clubs.  That comes just in time for those who use Costco as they now only accept Visa.  You can activate your Freedom bonus here.

2016-06-20 Freedom Q3 Bonus

Quarterly bonuses are a great way to increase the amount of points or cash back you earn – just remember to use these cards beginning on July 1!

Categories: Chase, Credit Card Promos, Credit Cards, Discover, Freedom | Tags: , , | Leave a comment

Register Now for Chase Freedom Q2 Bonus

The Chase Freedom card is a terrific no-fee credit card. Each quarter it offers 5x Ulitmate Rewards (UR) points in certain bonus categories.
2016-03-17 Freedom 2Q Categories

Those UR points can be redeemed for a penny a point, which is not a bad deal. But if you have one of the other Ultimate Rewards cards like the Sapphire Preferred or one of the Ink business cards, you can combine your UR balance between the cards. That means you can transfer your UR points to airlines (like United) or hotel programs (like Hyatt) and get more value than one penny per point.

Today I received a reminder email from Chase that it was time to register for the second quarter bonuses, which will begin on April 1.

2016-03-17 Freedom 2Q Registration Email

If you received this email you can just click on the link and, voila!, you’re registered.

If you did not receive the email you can go to the registration website and sign up there.

2016-03-17 Freedom 2Q Registration Site

Once you’ve signed up you should get an email from Chase indicating your registration was successful.

2016-03-17 Freedom 2Q Registration Complete

This quarter you can earn bonuses for up to $1500 in purchases at Grocery Stores and Wholesale Clubs. Note that most Wal-Marts and Targets do not qualify as grocery stores for this promotion. Wholesale Clubs like Sam’s and BJs will work too.

This is an easy category to max out as many grocery stores and warehouse clubs sell Visa gift cards. Buy 3 x $500 Visa gift cards and you’re done for the quarter! Or, if you don’t have an easy way to liquidate Visa gift cards, there are restaurant and other store gift cards that can be bought in many grocery stores. And often you can earn at least double fuel points for these gift cards. And remember that a gift card doesn’t have to actually be a “gift”. You can use it for yourself for places where you regularly dine or shop.

So be sure to register today!

Don’t have this card? You can sign up for one here. I make no money from this link but it will help support one of the full-time bloggers who help get the word out about the points & miles game.

Categories: Chase, Credit Card Promos, Credit Cards, Freedom | Tags: , | Leave a comment

Register for Q1 2016 Bonus Categories

Both the Discover Card and Chase Freedom card have rotating bonus categories each quarter. Registration is now available for both cards for the first quarter of 2016.

2015-12-15 Chase Freedom 2016 Bonus Categories

Chase Freedom will give 5x points (or 5% cash back) on purchases made at gas stations and for local commuter transportation (taxis, subways, local buses, etc. but not parking, tolls or Amtrak). I haven’t heard if this includes Uber purchases or not. To register, enter your information HERE on the Chase website.

2015-12-15 Discover Q1 2016 Bonus Categories
The Discover More and Discover It cards are also offering the 5% bonus at gas stations and on ground transportation. They specifically INCLUDE Uber and Lyft as well as:

  • Charter & Tour Bus Lines
  • Local & Suburban Public Transportation – Buses, Trains
  • Taxis, Limos
  • Bike Share Programs
  • Rental Cars

Note that purchases made via travel agencies will be excluded. Register for this bonus HERE at the Discover website.

 
Both programs are valid on bonuses up to $1500 in purchases.

 
This is one of the quarters where I generally don’t max out the bonus. I have trouble finding gas stations that sell gift cards and of course I don’t spend enough in the other categories to reach the max. But I will register anyway because 5x/5% is better than any other bonus I’ll receive for this category for the rest of the year.

Now on my Christmas wish list: that Freedom and Discover will each do different categories for the rest of the year so they don’t overlap!

Categories: Chase, Credit Card Promos, Discover, Freedom | Tags: , , | Leave a comment

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