It’s the 15th of the 4th month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter. All of these cards offer bonus points or cash back on up to $1500 in purchases during the quarter.
US Bank Cash+
If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones. You must register your card before December 15th to get the bonus cash-back in the categories you select. As a reminder, you choose two 5% categories and one 2% category. To register, click on the link in the email you received from US Bank or visit this link. I’m choosing Home Utilities again as 5x categories and will try out Ground Transportation as I will need to use airport shuttles for my upcoming ski trips. I’ll continue with Grocery Stores for 2x.
Discover has already given us the full calendar for 2022. For Q4 the categories are:
To activate the bonus, simply log into your Discover account and click on the Activate Now button.
Chase Freedom and Freedom Flex
Chase Freedom’s Q4 categories are Walmart and PayPal. Note that you cannot double-dip by using PayPal at Walmart!
To register you can go to this link to look at the calendar, then click on the Activate Now button.
In the end
Always register for the bonus categories even if you don’t think you’re going to use them. You’ll never know when they might come in handy!