Posts Tagged With: Discover Card

Activate 2nd Quarter Bonus Categories

As we approach the end of the first quarter of 2019, it’s time to activate bonus categories for card that have quarterly bonuses.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

US Bank has added a new category for this quarter, TV, Internet & Streaming Services.  If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment.  You must register your card before mid-June to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank.

Discover Card

Discover gave us the full year’s calendar late last year:

 

This quarter’s categories are Gas Stations, Uber and Lyft.  As a reminder the Discover card does not have foreign transaction fees but may not be as accepted worldwide as Visa, MasterCard and even American Express.  But if you use ride-sharing services a good bit here in the US you’ll be fine.  To register, sign in to your Discover account and click on the Activate button.

 

Chase Freedom

Chase is offering 5x Ultimate Rewards points at Grocery Stores and Home Improvement stores.  This is one of my favorite categories because it’s the easiest to max out.  You can redeem the URs for a penny apiece on your credit card statement or, if you have one of the UR-earning cards that comes with an annual fee you can transfer these points to airline frequent flyer programs or hotel loyalty programs.  Alternately you can shop through the UR portal and use the points like cash.

To register you can go to this linkthis link to look at the calendar, then click on the Activate Now button as seen above.

 

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

New Year, New Quarter, New Bonus Categories

Happy 2019!  Here’s a quick reminder that there are new bonus categories on some of your favorite cards for the first quarter of 2019:

The Chase Freedom card offers bonuses on purchases at Gas Stations, Drug Stores and on Tolls.  If you haven’t already activated your card you can do that HERE.

 

The Discover Card is offering 5% cash back on purchases at Grocery Stores.  You must register before you will receive the bonus cash back.  You can do that HERE.

And finally the US Bank Cash+ card offers choices of a number of different categories for you to decide what works best for you.  You can pick 3 categories that will earn 5% back and one category for 2%. All other categories will earn 1% cash back.  You can make those choices HERE by logging into your account on the US Bank website.

 

Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 2019 Q1 Quarterly Bonus Categories!

We’re just a couple of weeks away from the end of the year, so it’s time to register for the category bonuses for the first quarter of the new year.

Discover Card

Once again Discover has released their bonus categories for the whole year. The first quarter’s category is Grocery Stores, which should be pretty easy to max out. To register, just log into your Discover account online or visit this link to log in. Note that to receive the 5% cash back you must register first before making your purchase. You can earn 5% back on up to $1500 in purchases.

US Bank Cash+

US Bank is offering the same categories as for Q4 2018 though you can choose the ones that work best for you. Select 1 of the 2% categories and 2 of the 5% categories, based on your needs. For the 5% category you can earn the 5% on up to $2000 in purchases. To select your categories, visit the US Bank Cash+ website.

 

Chase Freedom

For the fourth quarter the Chase Freedom card will earn 5x points at Gas Stations, Drug Stores and on Tolls. As in previous quarters this offer is good on up to $1500 in combined purchases for the quarter. I’m hopeful I can max out this card at Drug Stores but we’ll have to see. But be sure to register ASAP so you’ll earn your bonus points!  To get your card activated, follow the link to this page that shows the categoriesWhen you click on the green button you’ll be taken to a screen where you enter some minimal card information

And then you’re ready to go!

Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

New Month, New Quarter, New Bonus Categories

It’s the first day of a new quarter and that means it may be time to change which cards you’re using for certain purchases.  As mentioned a few weeks ago, here are the categories for cards with quarterly rotating bonuses:

Discover Card

Discover Card will net you 5% cash back when you use your card at Restaurants this quarter.  The most important thing to remember is that you must register your card before you’re eligible to earn the 5% back.  If you haven’t done it yet, do that now!

 

US Bank Cash+

With US Bank’s Cash+ card you get to select your own categories: two will earn you 5% cash back and one will get you 2%.  It also offers a category I’ve never seen elsewhere: home utilities.  That can be especially valuable during these hot summer months.  Here’s the list of categories for Q3:

To make your selections, log into your account.

 

Chase Freedom

Freedom is offering 5x Ultimate Rewards points at gas stations, Walgreens and for Lyft rides.  Ultimate Rewards can be spent as cash back on your statement at a value of a penny a point, or if you have one of the paid UR-earning cards, like the Sapphire Preferred or the Sapphire Reserve, those points can be combined with the URs you earn through those cards and transferred to an airline or hotel partner.  You may end up getting more than one cent per point value in that instance.

If you haven’t already activated your bonuses, you can do that here.

Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Register Now for 2018 Q1 Bonus Categories

Registration is now open for quarterly bonus categories for the Chase Freedom, Discover and US Bank Cash+ cards.

Chase Freedom

Starting today you can register your Chase Freedom card and starting in January you’ll receive 5x Ultimate Rewards points on purchases made at gas stations, for internet/cable/cell phone service and on purchases made through mobile pay systems like Apple Pay, Android Pay, Chase Pay and Samsung Pay.  You must activate by March 14, 2018 to earn 5x during this quarter but you don’t have to activate before you make your purchases.  You can earn the 5x points for up to $1500 in purchases.  After that you’ll earn the usual 1x points per dollar.

Discover Card

Discover has chosen to reveal their entire 2018 calendar and for the first quarter their 5% cash back categories are Gas Stations and Wholesale Clubs.  To register, just log into your Discover account online or visit this link to log inNote that to receive the 5% cash back you must register first before making your purchase.  You can earn 5% back on up to $1500 in purchases.

US Bank Cash+

US Bank is always the first to reveal the categories for the next quarter.  As we reported last month, they have their usual array of categories for you to select 1 of the 2% categories and 2 of the 5% categories, based on your needs.  For the 5% category you can earn the 5% on up to $2000 in purchases.  To select your categories, visit the US Bank Cash+ website.

Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, Quarterly Bonuses, US Bank | Tags: , , , | Leave a comment

Q4 Bonus Categories Announced

As happens each quarter, three card issuers offer bonus categories for the following quarter.  As of today you can finally register for all three.

Discover Card

Discover is offering 5% cash back at Amazon.com and at Target.  Just log into to your account at Discover.com to register.  You must register before you’ll receive the 5% cash back. Continue reading

Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, US Bank | Tags: , , , , | Leave a comment

2017 Q3 Starts Today – New Bonus Categories Activated

Just a quick reminder that today is the first day of the 3rd quarter of 2017, so if you have a card with rotating quarterly bonus categories, it’s time to move those cards to the front of your wallet.

For the Discover Cards, you’ll earn 5% cash back at restaurants.

For US Bank, you’ll have the categories you’ve chosen as most valuable to you.

For the Chase Freedom card, restaurants and movie theaters will earn you 5 Ultimate Rewards (URs) points for each dollar.  You can choose to redeem those URs as cash back on your credit card statement at the rate of 1 cent per point.  However, if you have another Chase card that earns URs and that card has an annual fee, you can pool your points and transfer them to various airline and hotel programs where it’s possible to get more than 2 cents per point in value.

So plan your purchases carefully for the next quarter!

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Some Q3 Cash-Back Category Selections Available Now

As we are just past the middle of the 2nd quarter of 2017, a couple of cash-back cards have already announced their categories for the 3rd quarter (and even beyond).  As a US Bank Cash+ customer I received an email letting me know I could make my selections now.  Here are the choices for Q3:

I originally got this card because charitable donations were one of the 5% categories but that option went away in mid-February.  I’ve kept this card both because it’s free and because it gives me a 5% discount on my gym membership (which I need to use more often!).

Discover has also announced their categories for both Q3 and Q4, though it looks like the Q4 category list may expand once we get closer to it.

Restaurants is a category where I can certainly do a lot of damage as I eat out a lot.  My only dilemma comes when Chase decides to offer 5 Ultimate Rewards points via their Freedom card during the same quarter.  Since Chase has not yet announced their Q3 categories we’ll have to wait to see what card I will choose.

(h/t: Rapid Travel Chai)

Categories: Cash Plus, Credit Card Promos, Credit Cards, Discover, US Bank | Tags: , , | Leave a comment

Register now for Q1 Bonus Categories

Three credit cards have quarterly bonus categories where you can earn bonus points or cash back for purchases in those categories.  Registration for Q1 bonuses for US Bank Cash+ and Discover is now open.  Registration for the Chase Freedom card should open on December 1.

US Bank Cash+

The US Bank Cash+ card allows you to choose one category where you’ll earn unlimited 2% back and 2 categories that will earn 5% back for up to $2000 in purchases.  To activate those categories, see the email you should have received from US Bank.

These are the bonus category selections for the first quarter of 2017:
us-bank-q1-2017-bonus-categories

Discover Card

Discover Card bonus categories for Q1 2017 are Gas Stations, Ground Transportation and Wholesale Clubs.  Click on this link to be taken to the activation page.
discover-q1-2017-bonus-categories

As a reminder, Q4 bonus categories may still be activated if you haven’t done so already and any purchases in the bonus categories will be retroactively applied.  Bonus categories for Q4 2016 are Amazon.com, Department Stores and Sam’s Club.  So don’t forget to activate your bonus categories today!

Categories: Cash Plus, Credit Card Promos, Discover | Tags: , | Leave a comment

Register now for Discover Q4 bonuses

Yesterday was the first day of the last quarter of 2016.  With it comes a new opportunity to earn 5% back when using your Discover card.  This quarter’s bonus categories are Amazon.com, Department Stores and Sam’s Club – all places that can be useful for holiday shopping.  You may earn 5% cash back in these categories for the first $1500 in purchases through the end of the year.

Some Sam’s Club locations also sell Visa and/or MasterCard gift cards so that’s an easy way to max out your bonuses.

Registering for the bonus

I received an email from Discover that looks like this:

2016-10-02-discover-q4-bonus-registration
Or you can log into your account at Discover.com to register for the bonus.  Either way, it’s a very simple process.

And if you haven’t already registered for the Freedom 5% bonus categories, now’s the time to do that too!

Categories: Chase, Credit Cards, Discover, Freedom | Tags: , | Leave a comment

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