Credit Card Promos

New Month, New Quarter, New Bonus Categories

It’s the first day of a new quarter and that means it may be time to change which cards you’re using for certain purchases.  As mentioned a few weeks ago, here are the categories for cards with quarterly rotating bonuses:

Discover Card

Discover Card will net you 5% cash back when you use your card at Restaurants this quarter.  The most important thing to remember is that you must register your card before you’re eligible to earn the 5% back.  If you haven’t done it yet, do that now!

 

US Bank Cash+

With US Bank’s Cash+ card you get to select your own categories: two will earn you 5% cash back and one will get you 2%.  It also offers a category I’ve never seen elsewhere: home utilities.  That can be especially valuable during these hot summer months.  Here’s the list of categories for Q3:

To make your selections, log into your account.

 

Chase Freedom

Freedom is offering 5x Ultimate Rewards points at gas stations, Walgreens and for Lyft rides.  Ultimate Rewards can be spent as cash back on your statement at a value of a penny a point, or if you have one of the paid UR-earning cards, like the Sapphire Preferred or the Sapphire Reserve, those points can be combined with the URs you earn through those cards and transferred to an airline or hotel partner.  You may end up getting more than one cent per point value in that instance.

If you haven’t already activated your bonuses, you can do that here.

Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate Q3 Bonus Categories Now

It’s time to activate your bonus categories for the cards that offer quarterly bonuses. All of these cards will give you bonus cash back (or points) for up to $1500 in spend during July, August and September.

Discover

For the Discover Card, restaurants will earn you 5% cash back.  Remember that you must activate your Discover Card bonus BEFORE making any purchases or you won’t get the bonus cash back.  To register your card, look for the email that should have been sent to you or visit this link.

US Bank Cash+

With the US Bank Cash+ Visa you can select one of three 2% categories and two of twelve 5% categories.  To me the home utilities category is a no-brainer as I know I’ll spend several hundred dollars there each quarter and I know of no other card that offers that category.

Chase Freedom

Though Chase markets this as a cash back card, in fact you’re earning Ultimate Rewards points.  And you can redeem each point for a penny off your credit card bill.  But if you’ve got one of Chase’s Ultimate Rewards-earning (UR) cards with an annual fee (like Sapphire Preferred, Sapphire Reserve or one of the Ink cards) you can combine the URs you earn via the Freedom card with the URs earned with the other cards and get more than one cent per point in value from those URs.

For the third quarter of 2018 the bonus categories are Lyft, Walgreens and gas stations.  This doesn’t help me much as I very rarely use ride-sharing and have never used Lyft, the Vanilla pre-paid debit cards found at Walgreens cannot easily be turned into cash and the gas stations around here will not allow the purchase of pre-paid debit cards with a credit card and they often don’t have the $500 denomination anyway.  You can activate your Chase Freedom card bonuses here.

 

So for me it looks like I’ll be using my Discover card at restaurants and my Freedom card at the gas pump in Q3.

Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

It’s a new quarter, activate bonus categories now!

Today is the start of the second quarter of 2018 so time to activate your bonus categories if you haven’t already done so.  The Chase Freedom, Discover and US Bank Cash Plus cards all offer 5% bonus categories good for up to $1500 in spend.  Both Discover and Chase Freedom have grocery stores as their category though with the Freedom card you can also use Chase Pay or Paypal to earn bonuses.  The US Bank Cash Plus card allows you to pick your 5% category and new this quarter is home utilities.  That’s a great category and I’m not aware of any other card offering that category so I hope it sticks around.  I don’t know if it includes telephone and television services or not but if you don’t have a Chase Ink card to earn 5% on those categories it’s certainly worth testing out. 

More information on the categories and how to register can be found in this postDon’t forget that to receive the Discover 5% cash back you must register before using your card.

Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Register Now for Q2 Category Bonuses

Registration is now open for quarterly bonus categories for the Chase Freedom, Discover and US Bank Cash+ cards.

Chase Freedom

Starting today you can register your Chase Freedom card and in April you’ll receive 5x Ultimate Rewards points on purchases made at grocery stores, Paypal and on purchases made through the Chase Pay mobile payment system.  You must activate by June 14, 2018 to earn 5x during this quarter but you don’t have to activate before you make your purchases.  You can earn the 5x points for up to $1500 in purchases.  After that you’ll earn the usual 1x points per dollar.  Note that you won’t earn points at Wal-Mart or Target grocery stores unless you pay via Chase Pay or Paypal.

Discover Card

Discover has chosen to reveal their entire 2018 calendar and for the second quarter their 5% cash back category is Grocery Stores.  To register, just log into your Discover account online or visit this link to log inNote that to receive the 5% cash back you must register first before making your purchase.  You can earn 5% back on up to $1500 in purchases.

US Bank Cash+

US Bank is changing things up just a little by adding Home Utilities and removing Bookstores.  Select 1 of the 2% categories and 2 of the 5% categories, based on your needs.  For the 5% category you can earn the 5% on up to $2000 in purchases.  To select your categories, visit the US Bank Cash+ website.

Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Register Now for 2018 Q1 Bonus Categories

Registration is now open for quarterly bonus categories for the Chase Freedom, Discover and US Bank Cash+ cards.

Chase Freedom

Starting today you can register your Chase Freedom card and starting in January you’ll receive 5x Ultimate Rewards points on purchases made at gas stations, for internet/cable/cell phone service and on purchases made through mobile pay systems like Apple Pay, Android Pay, Chase Pay and Samsung Pay.  You must activate by March 14, 2018 to earn 5x during this quarter but you don’t have to activate before you make your purchases.  You can earn the 5x points for up to $1500 in purchases.  After that you’ll earn the usual 1x points per dollar.

Discover Card

Discover has chosen to reveal their entire 2018 calendar and for the first quarter their 5% cash back categories are Gas Stations and Wholesale Clubs.  To register, just log into your Discover account online or visit this link to log inNote that to receive the 5% cash back you must register first before making your purchase.  You can earn 5% back on up to $1500 in purchases.

US Bank Cash+

US Bank is always the first to reveal the categories for the next quarter.  As we reported last month, they have their usual array of categories for you to select 1 of the 2% categories and 2 of the 5% categories, based on your needs.  For the 5% category you can earn the 5% on up to $2000 in purchases.  To select your categories, visit the US Bank Cash+ website.

Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, Quarterly Bonuses, US Bank | Tags: , , , | Leave a comment

$50 Statement Credit for $300 Spend at Hyatt Place/Hyatt House

I’m a big fan of Hyatt Place and Hyatt House properties.  The rooms are like small suites with separate sitting and bed areas.  Some properties actually have suites as well.  When you’ve got three people, none of whom want to share a bed, these properties have rooms with two queens plus a pull-out sofa that make it perfect for me and my traveling buddies.

Now Hyatt is offering a $50 statement credit  when you use your Chase Hyatt Visa card to spend $300 or more at Hyatt Place/Hyatt House properties between the time you register and the end of the year.

To sign up for the promotion, check your email inbox for a link, or you can click HERE.  This will take you to a page where you can enter your email address, Hyatt Gold Passport number and your credit card number.  Once you’ve done that, you’re registered!

Don’t have a Chase Hyatt Visa?  You can apply for one HERE and a deserving blogger (not me) will get a referral credit.

Categories: Chase, Credit Card Promos, Hotel, Hyatt | Tags: , , | Leave a comment

Q4 Bonus Categories Announced

As happens each quarter, three card issuers offer bonus categories for the following quarter.  As of today you can finally register for all three.

Discover Card

Discover is offering 5% cash back at Amazon.com and at Target.  Just log into to your account at Discover.com to register.  You must register before you’ll receive the 5% cash back. Continue reading

Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, US Bank | Tags: , , , , | Leave a comment

Hilton Amex 100K Sign-Up Bonus is Back!

Every so often Amex offers a spectacular bonus for signing up for the Hilton Surpass Amex Card and now is one of those times. Sign up now, spend $3000 in purchases within the first three months after approval and earn a whopping 100,000 Hilton Honors points. Plus you earn a free weekend night award on the first year of membership.

This card earns 12x points for charges at participating hotels in the Hilton Portfolio like Hilton, DoubleTree, Hampton Inn, etc. There’s also a 6x bonus on spend at grocery stores, restaurants and gas stations.

While Hilton may charge a lot of Honors points for their award rooms, one nice thing is that you can redeem points for non-standard rooms.  For example, in 2015 I redeemed a boatload of points for what was essentially a 2 BR condo in Fiji.  Many programs only allow point redemptions for standard rooms or suites with only a single bed but we were able to get a room with a king + two twins.

View from the balcony of our unit at the Hilton Fiji

Just by holding this card you get Hilton Gold status and if you spend $40,000 on the card in a year you’ll earn Diamond Status though it’s not recommended to chase Diamond status this way as the benefits aren’t that much better unless you’re staying at Hiltons a lot.

This card does come with a $75 annual fee and it does incur foreign transaction fees so it’s not great for international travel.

Remember that at the present time Amex is limiting bonuses to once per lifetime for a given product so if you’ve already received the bonus for this card, you’re not eligible for it again.

If you’d like to get this card, feel free to use my link. The link is good through October 4, 2017 and I will earn points if you are approved through this link.

Categories: American Express, Credit Card Promos, Credit Cards, Hilton, Hilton Surpass | Tags: , , , | Leave a comment

20% Bonus (or more) Converting SPG Points to American Airlines

Starpoints, the currency of the SPG Hotel Chain, are usually considered the most valuable transferable points/miles currency out there. That’s because not only can the points be used at SPG hotels like Radisson, St. Regis, W Hotels, Westin, etc. but they can be transferred at a 1:3 ratio to Marriott for use at their hotels. In addition, SPG points can be transferred to a host of airlines at a 1:1 ratio – but when you transfer 20,000 points at one time, SPG gives you a 5000 mile bonus. Just take a look at all these partners!

From now through October 15, there is a promotion between SPG and American airlines where when you transfer points to AA, a 20% bonus will apply after the conversion. So if you transfer 20K points to AA, SPG gives you 5000 miles and you end up with 25K AA miles. Then a 20% bonus applies and you get another 5000 miles.

In addition, for each 100K miles transferred during this promotion, you get a 10K AAdvantage mile bonus. Now this must be done in multiple transactions over multiple days because SPG limits you to 79K points converted in a single day. So if on Day 1 you convert 60K points (resulting in 75K AA miles before the bonus) and on Day 2 you convert 20K points (resulting in 25K AA miles before the bonus) you’d not only get the 20% bonus each day (15K on Day 1 and 5K on Day 2), you’d then get an additional 10K bonus resulting in a total of 130K AA miles.

There are minimum transfer amounts based on your SPG status:

  • Preferred (basic) members have a 2500 point minimum
  • Gold members have a 1500 point minimum
  • Platinum members do not have a minimum

If you’re in need of AA miles this is a great way to boost your balance quickly. The transfers are not instant. Research over the past couple of years seems to indicate it takes a minimum of 2 days and perhaps as many as 4 days for the miles to show up in your AA account. But you don’t have to wait for the miles to show up to initiate another transfer. So with the example above you could transfer the 60K points today and the 20K points tomorrow even though you wouldn’t see the miles reflected in your account until mid-week.

If you’re ready to transfer points, follow the link in the email you should have received from American Airlines or click here.

Categories: American Airlines, American Express, Credit Card Promos, Credit Cards, SPG Amex | Tags: , , | Leave a comment

Two Terrific Offers from Amex

If you have Amex cards you know that each card gets targeted offers that can range from fixed dollars off a purchase, percentages off a purchase, bonus reward points for certain purchases or additional points per dollar spent. Recently two offers have shown up that I think are worth mentioning.

Spend $100+ at Supermarkets, get 1,500 Membership Rewards Points

This offer should be a piece of cake for just about anyone. Spend $100 in a single transactions or multiple transactions between now and when the offer expires on 11/30/17 and get 1,500 additional Membership Rewards points. There’s not even a need to do manufactured spending on this as even those of us who don’t cook can spend $100 in three months!

Spend $150 or more, get $100 back at AT&T Small Business Wireless

This one is highly targeted and I’m not 100% sure it will work for me but I’m going to try it anyway. As the title indicates, spend $150 or more in a single transaction with AT&T Small Business Wireless and get a $100 credit. My cell phone is a personal one, not for my small business so I don’t know if it will work or not and my cell phone bill is less than $150 but I’m going to try to pay a month ahead just to see if it will work. At worst I’ll still get one point per dollar but it’s worth a shot for $100.

H/T: Doctor of Credit for both offers

Categories: American Express, Credit Card Promos, Credit Cards, Membership Rewards, Premier Rewards Gold Card | Tags: , , | Leave a comment

Create a free website or blog at WordPress.com.