The Chase Freedom and Freedom Flex, US Bank CashPlus and Discover cards all have quarterly rotating bonus categories in which you can earn 5x points/5% cash back for the specified quarter. What some folks don’t know is that often your airline or hotel co-branded Chase cards will have bonus spending as well. To see if you’ve been targeted, go to http://chase.com/mybonus and fill in your name, last four digits of the card and your zip code and you may be pleasantly surprised. I got the same bonus on four of my Chase co-branded cards: Hyatt, IHG, Marriott and United. All offer 5x points on gas, groceries and restaurants. These bonuses are valid April 1 – June 30, 2023 and for up to $1500 in purchases.
In addition, I received a piece of mail from Citi offering bonus points on my Premier card from now through May 31. My mailpiece gave me a website and an invitation number to register. You can also register via the phone or with the provided QR code. The 5x points are for purchases from Consumer Electronic Stores, Department Stores, Home Improvement Stores and Home Furnishing Stores. You may earn up to 2500 bonus points which works out to bonuses on $500 in purchases. Remember that, in particular, Home Improvement stores sell gift cards so you can buy gift cards there and essentially earn 5x points at many other places!
In the end
Regardless of whether you actually use one of these cards for any of these categories on a regular basis, go ahead and sign up for the bonus. You never know when you might use it and there’s no sense leaving points on the table!