Posts Tagged With: Chase

IHG Devalues their Card, Pick Up the Old Card Today

We knew it would happen sooner or later. One of the best card benefits on the market is being reduced. IHG is the Intercontinental Hotel Group, the power behind Intercontinental, Holiday Inn, Kimpton, Crowne Plaza and others. Their credit card, issued by Chase, had one of the best benefits out there: a free night at any of their properties worldwide. Even better was that the card only cost $49 annually so even if you never spent a dime on it (after meeting minimum spend and getting your sign-up bonus) it was still a great deal.

This week I received a letter from Chase stating that the free night benefit was changing:

Currently, we award this Anniversary Free Night each year after your anniversary date, and it is redeemable at any IHG property. Going forward, Anniversary Free Nights issued after May 1, 2018 will be redeemable at eligible IHG hotels with a redemption value up to and including 40,000 points.

So even though all other benefits remain the same, this is still a huge loss. I’ve got an upcoming trip in October where we’ve already used last year’s certificate for one night, we’re using points for the second night and had planned to use this year’s certificate for the third night. But I won’t get this year’s certificate until July and the hotel costs 50,000 points so I won’t be able to use it there. So we changed our plans and will stay at a different hotel the third night.

Notice the highlighted bit in the quote about eligible IHG hotels? There is a list of excluded properties and some of those go for 40,000 points or less. Summer at Mommy Points has more details in her post though she’s since had an update saying that all 40,000 point (or less) hotels will be available for the certificate. But we’ll have to see. I’m a little skeptical.

If you sign up for the old IHG card by today you can still get the certificate good for any IHG hotel in the world on your anniversary date but only for the first year. Certificates issued after that will have the 40,000 point limit.

Part of the reason for this cut back is that IHG is issuing two new cards, IHG Premier and IHG Traveler. The Traveler is the base card with an annual fee of only $29 and the sign-up bonus is 60K points after spending $2000 in the first 3 months after approval. The Premier card has an $89 annual fee and earns you 80K points after spending $2000 in the first three months. Both cards earn bonus points at IHG hotels (10x for the Premier, 5x for the Traveler), 2x at gas stations, grocery stores and restaurants and 1x everywhere else. There are other benefits regarding hotel status, savings on points purchases and bonus points based on spending thresholds. Nick at Frequent Miler has a terrific post today laying out each card’s benefits. But neither of these cards is as good as the current (old) card with it’s $49 annual fee and free night – even capped at 40K points.

Both Frequent Miler and Mommy Points include screen shots of Twitter conversations where the Chase reps say that cards approved today will get the uncapped anniversary night so bookmark those pages and sign up for the new card today. Frequent Miler has a card sign-up link in the post and on the Best Offers page.

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Categories: Chase, Credit Cards, IHG Rewards Card | Tags: , , | Leave a comment

Need A Credit Card?

I earn far more miles from credit cards than I do from flying or from hotel stays. Credit card sign-up bonuses can give a big boost to anyone’s account! While I’m not one of the big bloggers who gets a cash comission from the credit card issuers, the credit card companies will allow regular members to receive a referral fee (of points/miles) if they refer someone to the card.

Delta Gold CardI’m a little late putting this one out there, but from now through this Tuesday, November 17, 2015, if you’ll allow me to refer to to the Gold Delta Amex card, I’ll earn bonus miles if you’re approved. You’ll get 50,000 bonus miles after using the card to make $2000 in purchases within the first three months after the approval date (not the date you receive the card). If you make a Delta purchase with the first three months you’ll also get a $50 statement credit. To refer you, just send me your first name and your email address to 2btraveling@gmail.com.

NOTE: You may be able to get an offer for 60K miles + $50 statement credit. You can find instructions here. Also, it is not open to those who currently have this card or have had it in the past. I believe the $95 annual fee is waived for the first year but cannot guarantee that.

Marriott Credit Card
If you don’t need Delta SkyMiles, what about hotel points? I’m also allowed to refer folks for the Chase Marriott Visa. I value this card if only for the reason that it offers a free night stay each year that you renew the card. The free night is good at any category 1-5 Marriott, so that pays for the annual fee right there. This card does not have foreign transaction fees, making it a good one for international travel.

In addition, this card earns 2x points for purchases from airlines, car rental companies and restaurants and 5x points for Marriott purchases. Plus for every $3000 in purchases, you get one credit toward elite status – that’s in addition to the 15-night credit you get each year at your account anniversary!

You’ll get 50,000 bonus points if you spend $2000 in the first three months after account approval. The annual fee is waived the first year and is only $85 after that.

If you think you’d be interested in this card, just send me an email at the address above and I’ll send you the phone number and the codes you need to get this offer.

Note that there is an alternate version offering 80K after $3K spend, but the $85 annual fee is not waived. Application Link. I won’t get bonus miles for this but it is a better offer so I wanted to be sure it was out there. Neither of these offers is available to those who currently have the card or have received the new cardmember bonus in the last 24 months.

Categories: American Express, Chase, Delta, Delta Amex, Marriott, Marriott Rewards Card | Tags: , , , | Leave a comment

3x Points on Dining Today With Chase Sapphire Preferred – But That’s Not The Best Option

CSPQuick reminder that today you’ll get 3x Ultimate Rewards points on purchases at restaurants today if you use your Chase Sapphire Preferred card. But that’s not the card I’ll be using today.

The no-fee Chase Freedom card is offering 5x Ultimate Rewards points at Restaurants throughout April, May and June so that’s a better rate than the CSP. The Ultimate Rewards points earned with the Freedom card can be combined with those of the Sapphire Preferred so that you’ll have a single pool of points.

Chase FreedomIf you don’t have a Freedom card but do have a Sapphire Preferred, why not sign up for one now? There’s no annual fee and even though the sign-up bonus isn’t great (10K points after spending $500 in 3 months) you can also get a 2500-point bonus for adding an authorized user and then you’ll have access to the quarterly rotating bonus categories.
Note: I do not have any affiliation with Chase and do not receive any compensation for any credit cards opened via these links. It will benefit another deserving blogger, however.

Categories: Chase, Credit Cards, Freedom, Sapphire Preferred | Tags: , , | Leave a comment

Activate Today for Q1 Bonuses and Sign Up for Q2 Bonuses Tomorrow

2014-12-08 Freedom 2015 BonusToday is the last day to get 5% bonuses by using the Chase Freedom card at Grocery Stores, Movie Theaters and Starbucks or by using one of the Discover Cards at Gas Stations and for Ground Transportation.

2015-03-14 Discover Q2 Bonus Categories
Starting tomorrow you can register for Q2 (April-June) bonuses for the Freedom card which includes bonuses on Restaurants.  Registration for the Discover card is already open and it will give bonuses on Restaurants and Movies.

I loved the Freedom bonus at Grocery Stores and quickly maxed that out. In my area there aren’t many (any?) gas stations that will allow me to purchase gift cards with a credit card so I struggle with that category.

I eat out a lot so restaurants are a great category for me – but I’m really bummed that both cards are offering the bonus in the same quarter. I can’t even remember the last time I went to a movie theater so that doesn’t help me but I was surprised to see that both Netflix and RedBox count in the movie category for the Discover card.

Both of these cards limit the bonus to the first $1500 in purchases in all of the bonus categories. To sign up for these bonuses, log into your account at chase.com or discover.com and you’ll see the link for the promotion.

Categories: Chase, Credit Card Promos, Discover, Freedom | Tags: , , , , , | Leave a comment

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