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Activate 2021 3rd Quarter Bonus Categories

It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before September 25th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities (as usual) and Gyms (as usual).

Discover Card

Discover has already given us the full calendar for 2021.  For Q3 the categories are:

This is one category I’ll likely max out as I eat at restaurants quite a bit.  To activate the bonus, simply log into your Discover account and click on the Activate Now button.

Chase Freedom and Freedom Unlimited

Chase Freedom’s Q3 categories are Grocery Stores and select Streaming Services.  Don’t forget that these stores often sell both merchant and cash-equivalent gift cards so buy gift cards at these places and spend them elsewhere and save.

The Grocery Store category excludes places like Walmart and Target Superstores that have a grocery section.

The selection of streaming services is rather small though it does include most of the bigger names: Disney+, Hulu, ESPN+, Netflix, Sling, Vudu, Fubo TV, Apple Music, SiriusXM, Pandora, Spotify, YouTube TV.

To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 2021 2nd Quarter Bonus Categories

It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before March 25th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities (as usual) and Gyms (as usual).

Discover Card

Discover has already given us the full calendar for 2021.  For Q2 the categories are:

Note that this category overlaps with the Chase Freedom/Unlimited category.  Still if your gas station has a nice collection of gift cards it might be do-able.  To activate the bonus, simply log into your Discover account and click on the Activate Now button.

Chase Freedom and Freedom Unlimited

Chase Freedom’s Q2 categories are Gas Stations and Home Improvement stores.  Don’t forget that these stores often sell both merchant and cash-equivalent gift cards so buy gift cards at these places and spend them elsewhere and save.

To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 2021 1st Quarter Bonus Categories

It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before March 25th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities (as usual) and Gyms (as usual).

Discover Card

Discover has already given us the full calendar for 2021.  For Q1 the categories are:

Until this weekend I’d have said this was an easy category to fulfill.  But with Wal-Mart attempting to shut down manufactured spending opportunities, it may not be as easy as buying 3 x $500 gift cards.  However, if you still have a Bluebird or Serve card and are allowed to load with a gift card, this might not be too difficult.

 

Chase Freedom

Chase Freedom’s Q4 categories are Wholesale Clubs, Internet/Cable/Phone services, Select Streaming Services.  As mentioned above, if you’re not already getting 5x on Internet/Cable/Phone via your Chase Ink card, this is a good opportunity to earn more for a few months.

To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Discover Adds to Q4 Retailers

Effective today (25 November) Discover added a new retailer to their 4th quarter bonus categories.  You can now earn 5% cash back on up to $1500 in purchases at Best Buy as well as the previously announced retailers Amazon, Walmart.com and Target.com.

 

Make sure you register before using your Discover card.

HT: Frequent Miler

Categories: Credit Card Promos, Credit Cards, Discover | Tags: , , | Leave a comment

Discover Announces 2021 Bonus Categories

Beginning last year Discover decided to release its bonus categories a year in advance. I find this very helpful as it helps me plan which card I’ll use each quarter.

Today Discover released its 2021 calendar:

If you have a Discover card you can go ahead and activate the bonus categories for Q1 now.  I try to activate these as soon as possible so I don’t forget about it later on.

Categories: Credit Card Promos, Credit Cards, Discover | Tags: , , | Leave a comment

A New Credit Card Links Page

I’ve added a new page containing referral links in case you want to sign up for credit cards. These are not commissioned links given by the credit card companies to some bloggers but are the normal referral links any card member has. That may mean that these links do not have the best available signup offers. Therefore before using any of these links I suggest you check Frequent Miler’s page of best available signup bonuses. Greg and his team do a great job of providing the best available link regardless of whether or not it earns them a commission, something I appreciate very much. A direct link to his page is available on our Credit Cards page. You’ll find a link to that in the upper right-hand corner of this page.

Unfortunately Citibank, US Bank and Barclays don’t offer refer-a-friend bonuses so I don’t have any links for those products.

Categories: American Express, Chase, Credit Cards, Discover | Tags: , , , | Leave a comment

Activate 2020 4th Quarter Bonus Categories

It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before December 25th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities (as usual) and Gyms (as usual).

Discover Card

Discover has already given us the full calendar for 2020.  For Q4 the categories are:

Pretty good categories for your holiday shopping.

Chase Freedom

Chase Freedom’s Q4 categories are Walmart and PayPal.  I expect this to be very popular for holiday shopping.

To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 2020 3rd Quarter Bonus Categories

It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before September 25th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities (as usual) and Gyms (as usual).

Discover Card

Discover has already given us the full calendar for 2020.  For Q3 the categories are:

This is a great category for me as I eat out a lot.

Don’t forget that Discover added Home Depot for the month of June as a 5% category and Home Depot sells gift cards, although the one near me does not sell the variable load Visas.

Chase Freedom

Q3’s Chase Freedom categories are Amazon and Whole Foods.  With so many people ordering online, this will no doubt be a popular category.  You can redeem the Ultimate Rewards (UR) points earned through these purchases in several ways.  As a statement credit they’re worth one cent apiece.  You can use them to book travel through the Chase portal, also for one cent apiece.  Where their value really shines is if you have either the Chase Sapphire Preferred (CSP) or Chase Sapphire Reserve.  Though these cards carry annual fees ($95 for CSP, $450 for CSR) you can combine the UR points earned on the Freedom with those earned on your other UR-earning card and transfer them to several airlines and hotel groups.  Or you can book through the Chase travel portal for 1.25 cents apiece if you have the CSP or 1.5 cents each if you have the CSR.  I have the CSR and my friends and I booked a lovely ocean-front condo on the Sunshine Coast of Australia using UR points at 1.5 cents each.  It was a fantastic way to top off our trip Down Under.

To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 2020 2nd Quarter Bonus Categories

It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

Even though TV, Internet & Streaming Services are shown as new below, though it’s been available for several quarters now.  If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment.  You must register your card before June 25th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities (as usual) and Gyms (as usual).

Discover Card

Discover has already given us the full calendar for 2020.  For Q2 the categories are:

If you’re a wholesale club member or can get Visa gift cards at gas stations, this quarter could earn you a lot of cash back.

 

Chase Freedom

If you don’t have a Chase Ink card that earns 5x points on internet/cable/phone already and don’t want to use one of your US Bank categories, this is the quarter to use your Chase Freedom card on those bills.  Otherwise use this card for your gas purchases (and gift cards, if sold there) and on any streaming services you may use.

To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.

 

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 2020 1st Quarter Bonus Categories

I’m a little late with this post but it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

Even though TV, Internet & Streaming Services are shown as new below, though it’s been available for several quarters now.  If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment.  You must register your card before December 26th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities (as usual) but instead of my usual Gym category I’m going with sporting goods this time.  Since I’ll have a couple of ski trips during the first quarter of 2020 and I may buy something at one of the shops, it will cost more than my monthly gym membership so I’ll get a better value there.

Discover Card

Discover has already given us the full calendar for 2020.  For Q1 the categories are:

This is an easy one to max out as you can buy Visa gift cards at these places and load them to your Bluebird or turn them into money orders.

 

Chase Freedom

If you don’t have a Chase Ink card that earns 5x points on internet/cable/phone already and don’t want to use one of your US Bank categories, this is the quarter to use your Chase Freedom card on those bills.  Otherwise use this card for your gas purchases (and gift cards, if sold there) and on any streaming services you may use.

To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.

 

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

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