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It’s a new quarter, activate bonus categories now!

Today is the start of the second quarter of 2018 so time to activate your bonus categories if you haven’t already done so.  The Chase Freedom, Discover and US Bank Cash Plus cards all offer 5% bonus categories good for up to $1500 in spend.  Both Discover and Chase Freedom have grocery stores as their category though with the Freedom card you can also use Chase Pay or Paypal to earn bonuses.  The US Bank Cash Plus card allows you to pick your 5% category and new this quarter is home utilities.  That’s a great category and I’m not aware of any other card offering that category so I hope it sticks around.  I don’t know if it includes telephone and television services or not but if you don’t have a Chase Ink card to earn 5% on those categories it’s certainly worth testing out. 

More information on the categories and how to register can be found in this postDon’t forget that to receive the Discover 5% cash back you must register before using your card.

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Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Register Now for Q2 Category Bonuses

Registration is now open for quarterly bonus categories for the Chase Freedom, Discover and US Bank Cash+ cards.

Chase Freedom

Starting today you can register your Chase Freedom card and in April you’ll receive 5x Ultimate Rewards points on purchases made at grocery stores, Paypal and on purchases made through the Chase Pay mobile payment system.  You must activate by June 14, 2018 to earn 5x during this quarter but you don’t have to activate before you make your purchases.  You can earn the 5x points for up to $1500 in purchases.  After that you’ll earn the usual 1x points per dollar.  Note that you won’t earn points at Wal-Mart or Target grocery stores unless you pay via Chase Pay or Paypal.

Discover Card

Discover has chosen to reveal their entire 2018 calendar and for the second quarter their 5% cash back category is Grocery Stores.  To register, just log into your Discover account online or visit this link to log inNote that to receive the 5% cash back you must register first before making your purchase.  You can earn 5% back on up to $1500 in purchases.

US Bank Cash+

US Bank is changing things up just a little by adding Home Utilities and removing Bookstores.  Select 1 of the 2% categories and 2 of the 5% categories, based on your needs.  For the 5% category you can earn the 5% on up to $2000 in purchases.  To select your categories, visit the US Bank Cash+ website.

Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Register Now for 2018 Q1 Bonus Categories

Registration is now open for quarterly bonus categories for the Chase Freedom, Discover and US Bank Cash+ cards.

Chase Freedom

Starting today you can register your Chase Freedom card and starting in January you’ll receive 5x Ultimate Rewards points on purchases made at gas stations, for internet/cable/cell phone service and on purchases made through mobile pay systems like Apple Pay, Android Pay, Chase Pay and Samsung Pay.  You must activate by March 14, 2018 to earn 5x during this quarter but you don’t have to activate before you make your purchases.  You can earn the 5x points for up to $1500 in purchases.  After that you’ll earn the usual 1x points per dollar.

Discover Card

Discover has chosen to reveal their entire 2018 calendar and for the first quarter their 5% cash back categories are Gas Stations and Wholesale Clubs.  To register, just log into your Discover account online or visit this link to log inNote that to receive the 5% cash back you must register first before making your purchase.  You can earn 5% back on up to $1500 in purchases.

US Bank Cash+

US Bank is always the first to reveal the categories for the next quarter.  As we reported last month, they have their usual array of categories for you to select 1 of the 2% categories and 2 of the 5% categories, based on your needs.  For the 5% category you can earn the 5% on up to $2000 in purchases.  To select your categories, visit the US Bank Cash+ website.

Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, Quarterly Bonuses, US Bank | Tags: , , , | Leave a comment

Q4 Bonus Categories Announced

As happens each quarter, three card issuers offer bonus categories for the following quarter.  As of today you can finally register for all three.

Discover Card

Discover is offering 5% cash back at Amazon.com and at Target.  Just log into to your account at Discover.com to register.  You must register before you’ll receive the 5% cash back. Continue reading

Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, US Bank | Tags: , , , , | Leave a comment

2017 Q3 Starts Today – New Bonus Categories Activated

Just a quick reminder that today is the first day of the 3rd quarter of 2017, so if you have a card with rotating quarterly bonus categories, it’s time to move those cards to the front of your wallet.

For the Discover Cards, you’ll earn 5% cash back at restaurants.

For US Bank, you’ll have the categories you’ve chosen as most valuable to you.

For the Chase Freedom card, restaurants and movie theaters will earn you 5 Ultimate Rewards (URs) points for each dollar.  You can choose to redeem those URs as cash back on your credit card statement at the rate of 1 cent per point.  However, if you have another Chase card that earns URs and that card has an annual fee, you can pool your points and transfer them to various airline and hotel programs where it’s possible to get more than 2 cents per point in value.

So plan your purchases carefully for the next quarter!

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Some Q3 Cash-Back Category Selections Available Now

As we are just past the middle of the 2nd quarter of 2017, a couple of cash-back cards have already announced their categories for the 3rd quarter (and even beyond).  As a US Bank Cash+ customer I received an email letting me know I could make my selections now.  Here are the choices for Q3:

I originally got this card because charitable donations were one of the 5% categories but that option went away in mid-February.  I’ve kept this card both because it’s free and because it gives me a 5% discount on my gym membership (which I need to use more often!).

Discover has also announced their categories for both Q3 and Q4, though it looks like the Q4 category list may expand once we get closer to it.

Restaurants is a category where I can certainly do a lot of damage as I eat out a lot.  My only dilemma comes when Chase decides to offer 5 Ultimate Rewards points via their Freedom card during the same quarter.  Since Chase has not yet announced their Q3 categories we’ll have to wait to see what card I will choose.

(h/t: Rapid Travel Chai)

Categories: Cash Plus, Credit Card Promos, Credit Cards, Discover, US Bank | Tags: , , | Leave a comment

Register for Q2 Bonus Categories

Today is the 15th of the third month of the quarter and that means it’s time to register your Discover Card and Chase Freedom card for the next quarter’s bonus categories.  You can earn 5% back (Discover) or 5x points (Freedom) on purchases of up to $1500 on each card.  And if you haven’t already registered for your US Bank Cash+ card, here’s a reminder to do that now.

Discover Cards

Discover’s bonus categories this quarter are Home Improvement stores and Wholesale Clubs.  Home improvement stores often sell retail gift cards and perhaps in your area they sell Visa or MasterCard gift cards as well.  While you can’t use Discover at Costco, I know it’s accepted at Sam’s Club and they often sell Visa/MC gift cards too.  That would make it very easy to max out this quarter’s promo.  To register, click on the link in the email you receive – it is tied to your account which makes it super easy – or go to the registration page and log into your account.

Note: You must register for this promo BEFORE any purchases will receive the bonus.  So register now, before the quarter even starts.

 

Chase Freedom

For the Freedom card, this is one of my favorite quarters.  It’s so easy to max out this promo at grocery stores and drug stores as they both sell Visa gift cards as well as other useful items. (Hey, ya gotta eat!)  You must register for this promo by June 14th.

 

US Bank Cash+

US Bank opens up their registration much earlier that Discover or Freedom.  Selection for Q2 bonus categories has been available since mid-February.  As I mentioned in this post in February, the Charity category has gone away which was a great disappointment to me.  These are the US Bank Cash+ categories for Q2:

To register just click on this link and log into your US Bank account and make your selections.

Categories: Cash Plus, Chase, Credit Card Promos, Credit Cards, Discover, Freedom, US Bank | Tags: , , , , | Leave a comment

Register now for Q1 Bonus Categories

Three credit cards have quarterly bonus categories where you can earn bonus points or cash back for purchases in those categories.  Registration for Q1 bonuses for US Bank Cash+ and Discover is now open.  Registration for the Chase Freedom card should open on December 1.

US Bank Cash+

The US Bank Cash+ card allows you to choose one category where you’ll earn unlimited 2% back and 2 categories that will earn 5% back for up to $2000 in purchases.  To activate those categories, see the email you should have received from US Bank.

These are the bonus category selections for the first quarter of 2017:
us-bank-q1-2017-bonus-categories

Discover Card

Discover Card bonus categories for Q1 2017 are Gas Stations, Ground Transportation and Wholesale Clubs.  Click on this link to be taken to the activation page.
discover-q1-2017-bonus-categories

As a reminder, Q4 bonus categories may still be activated if you haven’t done so already and any purchases in the bonus categories will be retroactively applied.  Bonus categories for Q4 2016 are Amazon.com, Department Stores and Sam’s Club.  So don’t forget to activate your bonus categories today!

Categories: Cash Plus, Credit Card Promos, Discover | Tags: , | Leave a comment

Register now for Discover Q4 bonuses

Yesterday was the first day of the last quarter of 2016.  With it comes a new opportunity to earn 5% back when using your Discover card.  This quarter’s bonus categories are Amazon.com, Department Stores and Sam’s Club – all places that can be useful for holiday shopping.  You may earn 5% cash back in these categories for the first $1500 in purchases through the end of the year.

Some Sam’s Club locations also sell Visa and/or MasterCard gift cards so that’s an easy way to max out your bonuses.

Registering for the bonus

I received an email from Discover that looks like this:

2016-10-02-discover-q4-bonus-registration
Or you can log into your account at Discover.com to register for the bonus.  Either way, it’s a very simple process.

And if you haven’t already registered for the Freedom 5% bonus categories, now’s the time to do that too!

Categories: Chase, Credit Cards, Discover, Freedom | Tags: , | Leave a comment

Register Now for Discover Q4 Bonus

The Discover family of cards have rotating bonus categories each quarter.  During a given 3-month span purchases in these categories will earn 5% cash back, for up to $1500 in purchases during the quarter.

2016-09-03 Discover Q4 Registration

Registration is now open for the fourth quarter of 2016.  The bonus categories are amazon.com, department stores and Sam’s Club. These are terrific categories for holiday shopping and if you play the manufactured spending game, some Sam’s Clubs sell Visa and MasterCard gift cards.

Go ahead and register your card today so that you don’t forget to do so next month.  You can find the registration link HERE.

Categories: Credit Card Promos, Credit Cards, Discover, Uncategorized | Tags: , , | Leave a comment

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