Credit Cards

Check for bonus categories on your Chase and Citi cards

The Chase Freedom and Freedom Flex, US Bank CashPlus and Discover cards all have quarterly rotating bonus categories in which you can earn 5x points/5% cash back for the specified quarter.  What some folks don’t know is that often your airline or hotel co-branded Chase cards will have bonus spending as well.  To see if you’ve been targeted, go to http://chase.com/mybonus and fill in your name, last four digits of the card and your zip code and you may be pleasantly surprised.  I got the same bonus on four of my Chase co-branded cards: Hyatt, IHG, Marriott and United.  All offer 5x points on gas, groceries and restaurants.  These bonuses are valid April 1 – June 30, 2023 and for up to $1500 in purchases.

In addition, I received a piece of mail from Citi offering bonus points on my Premier card from now through May 31.  My mailpiece gave me a website and an invitation number to register.  You can also register via the phone or with the provided QR code.  The 5x points are for purchases from Consumer Electronic Stores, Department Stores, Home Improvement Stores and Home Furnishing Stores.  You may earn up to 2500 bonus points which works out to bonuses on $500 in purchases.  Remember that, in particular, Home Improvement stores sell gift cards so you can buy gift cards there and essentially earn 5x points at many other places!

In the end

Regardless of whether you actually use one of these cards for any of these categories on a regular basis, go ahead and sign up for the bonus.  You never know when you might use it and there’s no sense leaving points on the table!

Categories: Chase, Citi Premier, Citibank, Credit Card Promos, Credit Cards, IHG Rewards Card, Marriott Rewards Card, United Card, World of Hyatt Card | Tags: , , , , , , , | Leave a comment

Activate 2023 2nd Quarter Bonus Categories

It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $1500 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before June 15th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities again as 5x categories and will choose Fast Food as my second 5x category.   I’ll continue with Grocery Stores for 2x.  You have until March 26, 2023 to make your selections.

US Bank CashPlus categories for Q2 2023

 

Discover Card

Unlike years past, Discover is not revealing the entire year’s calendar.  For Q2 the categories are:

To activate the bonus, simply log into your Discover account and click on the Activate Now button or look for the email where you can register in one click.  This is a great category for me as I eat out often.

Chase Freedom and Freedom Flex

Chase Freedom’s Q2 categories are Lowe’s and Amazon. Amazon is a favorite of a lot of folks and remember that Lowe’s sells a lot of gift cards in addition to home improvement products.  You can also get many regular household items there as well.  Don’t forget to check your Chase co-branded offers each quarter at chase.com/mybonus.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 2023 1st Quarter Bonus Categories

It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $1500 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before March 15th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities again as 5x categories and will try out Ground Transportation as I will need to use airport shuttles for my upcoming ski trips.   I’ll continue with Grocery Stores for 2x.

As a side note, for Q3 I selected TV/Internet/Streaming Services as a 5% category.  For streaming services it only mentions getting the 5% after 11 months of continuous charges but I found that since I pay for BritBox a year at a time that I earned 5% on that as well, so that’s good news.

US Bank CashPlus categories for Q1 2023

 

Discover Card

Unlike years past, Discover is not revealing the entire year’s calendar.  For Q1 the categories are:

Discover Q1 2023 categories

To activate the bonus, simply log into your Discover account and click on the Activate Now button.

Chase Freedom and Freedom Flex

Chase Freedom’s Q1 categories are Grocery Stores, Target, Gym & Fitness. Grocery Stores is always a favorite though I hate that it overlaps with Discover.  Plus, for the last two quarters several of my Chase co-branded cards have also offered 5x at Grocery Stores.  Note that you can’t double-dip by buying groceries at Target.  You’ll get a max of 5x there.  Don’t forget to check your Chase co-branded offers each quarter at chase.com/mybonus.

To register you can go to this link to look at the calendar, then click on the Activate Now button.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 2022 4th Quarter Bonus Categories

It’s the 15th of the 4th month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $1500 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before December 15th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities again as 5x categories and will try out Ground Transportation as I will need to use airport shuttles for my upcoming ski trips.   I’ll continue with Grocery Stores for 2x.

 

 

Discover Card

Discover has already given us the full calendar for 2022.  For Q4 the categories are:

To activate the bonus, simply log into your Discover account and click on the Activate Now button.

Chase Freedom and Freedom Flex

Chase Freedom’s Q4 categories are Walmart and PayPal.  Note that you cannot double-dip by using PayPal at Walmart!

To register you can go to this link to look at the calendar, then click on the Activate Now button.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 2022 3rd Quarter Bonus Categories

It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $1500 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before September 15th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities again as 5x categories but I hadn’t really paid attention that the TV/Internet category also includes Streaming Services.  I use an annual plan for BritBox and it comes due in September so we’ll see if that counts.  I won’t be losing out on Fast Food 5x as I’ll be able to get that with my Discover card.  I’ll continue with Grocery Stores for 2x.

Discover Card

Discover has already given us the full calendar for 2022.  For Q3 the categories are:

To activate the bonus, simply log into your Discover account and click on the Activate Now button.  Restaurants is a good one for me.

Chase Freedom and Freedom Flex

Chase Freedom’s Q2 categories are Amazon and select streaming services.  Only these streaming services qualify: Disney+, Hulu, ESPN+, Netflix, Sling, Vudu, Fubo TV, Apple Music, SiriusXM, Pandora, Spotify, YouTube TV, HBO Max, Paramount+, Peacock, and Showtime.  If you have the Amex Platinum card and Peacock you’re still better off billing the service to the Platinum card as they will reimburse you for the charge.

To register you can go to this link to look at the calendar, then click on the Activate Now button.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 2022 2nd Quarter Bonus Categories

It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $1500 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before June 25th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities (as usual) and but am switching to Fast Food as my other 5x category.  I’ll continue with Grocery Stores for 2x.

Discover Card

Discover has already given us the full calendar for 2022.  For Q2 the categories are:

To activate the bonus, simply log into your Discover account and click on the Activate Now button.

Chase Freedom and Freedom Flex

Chase Freedom’s Q2 categories are Amazon and select streaming services.  Only these streaming services qualify: Disney+, Hulu, ESPN+, Netflix, Sling, Vudu, Fubo TV, Apple Music, SiriusXM, Pandora, Spotify, YouTube TV, HBO Max, Paramount+, Peacock, and Showtime.  If you have the Amex Platinum card and Peacock you’re still better off billing the service to the Platinum card as they will reimburse you for the charge.  I hope this list will continue to grow over the years as I have BritBox and no credit cards cover it or give bonus points for it yet.

To register you can go to this link to look at the calendar, then click on the Activate Now button.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 2022 1st Quarter Bonus Categories

It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $1500 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before March 25th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities (as usual) and Gyms (as usual).

Discover Card

Discover has already given us the full calendar for 2022.  For Q1 the categories are: To activate the bonus, simply log into your Discover account and click on the Activate Now button.

Chase Freedom and Freedom Flex

Chase Freedom’s Q4 categories are grocery stores (excluding Target and Wal-Mart) and eBay.
To register you can go to this link to look at the calendar, then click on the Activate Now button.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!
Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 2021 4th Quarter Bonus Categories

It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before December 25th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities (as usual) and Gyms (as usual).

Discover Card

Discover has already given us the full calendar for 2021.  For Q4 the categories are:

2020-11-19 Discover 2021 Q4 Bonuses

To activate the bonus, simply log into your Discover account and click on the Activate Now button.

Chase Freedom, Freedom Unlimited and Freedom Flex

Chase Freedom’s Q4 categories are Walmart and PayPal.  Note that if you use PayPal at Walmart you’ll still only receive 5x points – no double-dipping!

To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 2021 3rd Quarter Bonus Categories

It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before September 25th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities (as usual) and Gyms (as usual).

Discover Card

Discover has already given us the full calendar for 2021.  For Q3 the categories are:

This is one category I’ll likely max out as I eat at restaurants quite a bit.  To activate the bonus, simply log into your Discover account and click on the Activate Now button.

Chase Freedom and Freedom Unlimited

Chase Freedom’s Q3 categories are Grocery Stores and select Streaming Services.  Don’t forget that these stores often sell both merchant and cash-equivalent gift cards so buy gift cards at these places and spend them elsewhere and save.

The Grocery Store category excludes places like Walmart and Target Superstores that have a grocery section.

The selection of streaming services is rather small though it does include most of the bigger names: Disney+, Hulu, ESPN+, Netflix, Sling, Vudu, Fubo TV, Apple Music, SiriusXM, Pandora, Spotify, YouTube TV.

To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Activate 2021 2nd Quarter Bonus Categories

It’s the 15th of the 3rd month of the quarter so it’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before March 25th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  To register, click on the link in the email you received from US Bank or visit this link.  I’m choosing Home Utilities (as usual) and Gyms (as usual).

Discover Card

Discover has already given us the full calendar for 2021.  For Q2 the categories are:

Note that this category overlaps with the Chase Freedom/Unlimited category.  Still if your gas station has a nice collection of gift cards it might be do-able.  To activate the bonus, simply log into your Discover account and click on the Activate Now button.

Chase Freedom and Freedom Unlimited

Chase Freedom’s Q2 categories are Gas Stations and Home Improvement stores.  Don’t forget that these stores often sell both merchant and cash-equivalent gift cards so buy gift cards at these places and spend them elsewhere and save.

To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!

Categories: Cash Plus, Chase, Credit Cards, Discover, Freedom, US Bank | Tags: , , , | Leave a comment

Blog at WordPress.com.