It’s the first day of a new quarter and that means it may be time to change which cards you’re using for certain purchases. As mentioned a few weeks ago, here are the categories for cards with quarterly rotating bonuses:
Discover Card will net you 5% cash back when you use your card at Restaurants this quarter. The most important thing to remember is that you must register your card before you’re eligible to earn the 5% back. If you haven’t done it yet, do that now!
US Bank Cash+
With US Bank’s Cash+ card you get to select your own categories: two will earn you 5% cash back and one will get you 2%. It also offers a category I’ve never seen elsewhere: home utilities. That can be especially valuable during these hot summer months. Here’s the list of categories for Q3:
To make your selections, log into your account.
Freedom is offering 5x Ultimate Rewards points at gas stations, Walgreens and for Lyft rides. Ultimate Rewards can be spent as cash back on your statement at a value of a penny a point, or if you have one of the paid UR-earning cards, like the Sapphire Preferred or the Sapphire Reserve, those points can be combined with the URs you earn through those cards and transferred to an airline or hotel partner. You may end up getting more than one cent per point value in that instance.
If you haven’t already activated your bonuses, you can do that here.