In my last post I detailed which cards I used for each bonus category. I stated that I used the Amex Gold card for the dining category because it earns 4x Membership Rewards points. But Amex only offers the 4x points for US restaurants. When abroad I use the Chase Sapphire Reserve for its 3x Ultimate Rewards points.
Effective June 6th (Thursday), Amex will offer the 4x Membership Rewards points for non-US restaurants as well. Since there are no foreign transaction fees on the Amex Gold card, that’s a great deal!
But I will continue to use my Sapphire Reserve outside the US. Visa has a far greater acceptance rate worldwide than Amex. And the Sapphire Reserve also earns 3x points on other travel categories whereas the Amex Gold only offers bonus points on travel purchases made through the Amex portal. When I’m traveling I prefer to have one card for most of my purchases (hotel-specific cards notwithstanding) so I’ll continue to boost my UR balance with my Sapphire Reserve and will leave my Amex Gold at home.
How will the Amex 4x points on dining worldwide affect your credit card strategy when traveling?