As we approach the end of the second quarter of 2019, it’s time to activate bonus categories for card that have quarterly bonuses. All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.
US Bank Cash+
Even though TV, Internet & Streaming Services are shown as new below, that was a new category last quarter. If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment. You must register your card before mid-June to get the bonus cash-back in the categories you select. As a reminder, you choose two 5% categories and one 2% category. To register, click on the link in the email you received from US Bank.
Discover gave us the full year’s calendar late last year:
This quarter’s category is Restaurants and they’ve added PayPal. Restaurants is a good category for me. I usually use my Amex Gold Card to earn 4 Membership Rewards points per dollar but I’ll switch to Discover for 5% cash back. As a reminder the Discover card does not have foreign transaction fees but may not be as accepted worldwide as Visa, MasterCard and even American Express. To register, sign in to your Discover account and click on the Activate button.
Chase is once again offering 5x Ultimate Rewards points at gas stations, this time with the added category of Streaming Services. I find it frustrating that they’re recycling categories, especially one where I can’t max it out! I don’t use streaming services so that doesn’t help me. You can redeem the URs for a penny apiece on your credit card statement or, if you have one of the UR-earning cards that comes with an annual fee you can transfer these points to airline frequent flyer programs or hotel loyalty programs. Alternately you can shop through the UR portal and use the points like cash.
To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.