Posts Tagged With: Discover Card

Activate 4th Quarter Bonuses Now

We’re over halfway through September and that means it’s time to register/activate the bonus categories for the 4th quarter of 2015.

2015-09-21 Discover Q4 Bonus

Discover Card

Discover offers 5% cash back in the following categories:

  • Amazon.com
  • Department Stores
  • Clothing Stores

Those are great categories for holiday shopping. Some department stores also carry gift cards, which means that 5% can last much longer than just the three month period!

You can earn the bonus cash back for up to $1500 in spend throughout the quarter.

Sign up for the Discover cash back bonus HERE. If you don’t sign up, you will NOT get the bonus.

2015-09-21 Freedom Q4 Bonus
Chase Freedom

Chase’s Freedom card also offers 5% back for Q4. There’s an overlap with Discover:

  • Amazon.com
  • Zappos.com
  • Audible.com
  • Diapers.com

The Freedom card actually earns Ultimate Rewards points and you’ll earn 5 points per dollar spent at one of these retailers. If you want to cash those points in, they’re worth a penny apiece. But if you have the Chase Sapphire Preferred or one of the Chase Ink business cards, you can transfer these points to several airlines and hotel programs where you may very well get a value of 2-3 cents per point.

To register for the Freedom Q4 bonus, look for the email sent by Chase (I received mine on 18 SEP) or log into your account on Chase.com and look for the activation link.

Categories: Chase, Credit Card Promos, Discover, Freedom | Tags: , , , | Leave a comment

Changes to Discover Card Benefits

Discover CardI recently received an email from Discover notifying me that my card’s benefits would be reduced on August 1. Here’s the text of the email:

At Discover, we want you to be happy. That’s why periodically review the valuable benefits that are built in to your Discover card. We have decided to retain some benefits – like purchase protection and price protection – and discontinue others.

What this means for you:
Effective August 1, 2015 Discover card will discontinue the following benefits: 24/7 Travel Assistance, Baggage Delay Insurance, and Emergency Roadside Assistance. If you have a loss or incident that occurs on or after August 1, 2015, it will not be covered by these benefits.

I confess I didn’t even realize my card had these benefits that are being taken away. And really, it won’t impact me because I don’t use my Discover Card for travel. I have other cards that give me greater benefits for travel-related purchases.

Still, it’s never good for benefits to disappear but Discover has probably decided people aren’t using them enough to continue to offer them.

My Discover Card is the second-oldest card I own so I’m definitely not getting rid of it. It has some very good quarterly bonuses and their shopping portal often offers terrific deals. And no-annual-fee cards are always keepers.

Did you even realize Discover offered these benefits?

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First Friday = 3x Points or More on Dining

CSPOnce again it’s the first Friday of the month and that means 3x points on dining when you use your Chase Sapphire Preferred to pay.  But really, if you don’t have the Chase Freedom card that’s been earning 5x points on dining since April 1st, what are you waiting for?  The Freedom is a no-annual-fee card that’s a terrific complement to the Sapphire Preferred.  And if you don’t have either of these, the Discover cards are offering a 5% bonus on dining for the April-June time frame so that’s a better choice.Chase Freedom

Rewards-earning cards are great…but only if you take advantage of them!

Categories: Credit Card Promos, Discover, Freedom, Sapphire Preferred | Tags: , , | Leave a comment

Discover Card Q3 Registration Now Open

2015-06-01 Discover Q3 RegistrationRegistration is now open for 5% bonus categories for Q3 2015 (July-September) when using your Discover card.

Bonus categories for Q3 are Home Improvement Stores, Department Stores and Amazon.com. You’ll earn a 5% cash bonus for up to $1500 in purchases in this time frame.

Many home improvment and department stores sell gift cards, so here’s a great way to stock up for future purchases. The discount even applies to Amazon e-gift cards!

Log into your Discover account and register today.

Categories: Credit Card Promos, Discover | Tags: | Leave a comment

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