Tomorrow is the first Friday of the month so by now you know that means 3x points on dining with the Chase Sapphire Preferred card. But like I mentioned last month, it’s not the best option this quarter if you want to earn Ultimate Rewards points as the Chase Freedom card will get you 5x points this quarter – provided you’ve registered for the promotion. And for those who prefer cash back, the Discover cards are earning 5% back on dining from April through June.
If you only have the Sapphire Preferred, it only makes sense to apply for the Freedom card too. There’s no annual fee so it’s one you can keep forever and as long as you have the Sapphire Preferred or one of the Ink business cards you can pool the Ultimate Rewards points and transfer them to your favorite frequent flyer or hotel program.