Posts Tagged With: Discover

It’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $1500 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before December 15th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  I’ll stick with Home Utilities and Gyms for this quarter.  I’ll pick Grocery Stores for the 2% category just to pick something but wouldn’t use this card at a grocery as I get a better return with my Amex Gold Card.

Discover Card

Discover’s Q4 categories are Amazon and Drugstores. Once I complete the minimum spend on my new Bank of America Atmos Summit card, I’ll use Discover for any Amazon purchases I have for Christmas.  Unlike most folks I don’t buy much from Amazon.

To activate the bonus, simply log into your Discover account and click on the Activate Now button or look for the email where you can register in one click.

Chase Freedom and Freedom Flex

The Chase Freedom card is celebrating its birthday all year long by adding a 4th bonus category each quarter. Fortunately this also applies to the Freedom Flex.  This quarter’s extra bonus category is PayPal but that’s only valid in December.  The regular categories are Old Navy, Chase Travel and Department Stores.  I’m not thrilled that it’s so specific.

Activate these changes by visiting the Chase registration site by December 14.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!

It’s time to activate bonus categories for card that have quarterly bonuses for next quarter.  All of these cards offer bonus points or cash back on up to $1500 in purchases during the quarter.

US Bank Cash+

If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment for TV/Internet/Streaming Services and Cell Phones.  You must register your card before September 15th to get the bonus cash-back in the categories you select.  As a reminder, you choose two 5% categories and one 2% category.  Effective November 2023 US Bank changed the way you select your categories.  Now you’ll need to log into your account and go to the Rewards Center.  I found it a little clunky but I’m sure I’ll get used to it.  For more info, see this post from Travel with Grant.  I’m choosing Home Utilities again as 5x categories and will select TV, Internet and Streaming as my second 5x category; since I dropped my Amex Platinum card this will be my best choice for streaming services.   I’ll continue with Grocery Stores for 2x.

Discover Card

Discover’s Q3 categories are Gas Stations & EV Charging, Public Transit and Utilities. I’ll use this for gas but typically the only public transit I do is in foreign countries where I wouldn’t use this card since it charges foreign transactions fees and is not even widely accepted overseas.  For simplicity’s sake I’ll just keep my utilities on my US Bank Cash+ card which also earns 5% cash back.

To activate the bonus, simply log into your Discover account and click on the Activate Now button or look for the email where you can register in one click.

Chase Freedom and Freedom Flex

The Chase Freedom card is celebrating its birthday all year long by adding a 4th bonus category each quarter. Fortunately this also applies to the Freedom Flex.  This quarter’s extra bonus category is Instacart and the regular categories are Gas & EV Stations and select live entertainment.  Sad that these overlap with Discover; I much prefer it when all the cards have different categories.

Activate these changes by visiting the Chase registration site by September 14.

In the end

Always register for the bonus categories even if you don’t think you’re going to use them.  You’ll never know when they might come in handy!

Can you believe we’re almost three-quarters of the way through 2018?  As we approach the end of the third quarter, that can only mean it’s time to register for fourth quarter credit card bonuses.

Discover Card

Discover’s Q4 categories are ones that are handy for the holiday season: Amazon and Wholesale Clubs.  To register, just log into your Discover account online or visit this link to log in.  Note that to receive the 5% cash back you must register first before making your purchase.  You can earn 5% back on up to $1500 in purchases.

US Bank Cash+

US Bank is offering the same categories as for Q3 though you can choose the ones that work best for you.  Select 1 of the 2% categories and 2 of the 5% categories, based on your needs.  For the 5% category you can earn the 5% on up to $2000 in purchases.  To select your categories, visit the US Bank Cash+ website.

Chase Freedom

For the fourth quarter the Chase Freedom card will earn 5x points at Wholesale Clubs, Department Stores and for using Chase Pay. As in previous quarters this offer is good on up to $1500 in combined purchases for the quarter. I no longer have a warehouse club membership, don’t use mobile payments and can’t remember the last time I bought something at a department store so these categories don’t help me much, sadly.  But be sure to register ASAP so you’ll earn your bonus points!

Today is the 15th of the third month of the quarter and that means it’s time to register your Discover Card and Chase Freedom card for the next quarter’s bonus categories.  You can earn 5% back (Discover) or 5x points (Freedom) on purchases of up to $1500 on each card.  And if you haven’t already registered for your US Bank Cash+ card, here’s a reminder to do that now.

Discover Cards

Discover’s bonus categories this quarter are Home Improvement stores and Wholesale Clubs.  Home improvement stores often sell retail gift cards and perhaps in your area they sell Visa or MasterCard gift cards as well.  While you can’t use Discover at Costco, I know it’s accepted at Sam’s Club and they often sell Visa/MC gift cards too.  That would make it very easy to max out this quarter’s promo.  To register, click on the link in the email you receive – it is tied to your account which makes it super easy – or go to the registration page and log into your account.

Note: You must register for this promo BEFORE any purchases will receive the bonus.  So register now, before the quarter even starts.

Chase Freedom

For the Freedom card, this is one of my favorite quarters.  It’s so easy to max out this promo at grocery stores and drug stores as they both sell Visa gift cards as well as other useful items. (Hey, ya gotta eat!)  You must register for this promo by June 14th.

US Bank Cash+

US Bank opens up their registration much earlier that Discover or Freedom.  Selection for Q2 bonus categories has been available since mid-February.  As I mentioned in this post in February, the Charity category has gone away which was a great disappointment to me.  These are the US Bank Cash+ categories for Q2:

To register just click on this link and log into your US Bank account and make your selections.