Author Archives: 2btravel

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About 2btravel

I love traveling and go where I can when I can. I prefer to use points & miles as payment! This site will concentrate on trip reports and how I used points to accomplish it. Happy to help others 2B Traveling with points too!

Sapphire Preferred to Lose First Friday Dining Bonus

CSPOne thing I’ve mentioned quite often on this blog is that on the first Friday of each month, the Chase Sapphire Preferred card earns an extra Ultimate Reward (UR) point per dollar spent on dining; that’s 3 points per dollar instead of the usual two.  When this feature was introduced in 2014, I thought it was a great boost – and then I realized that an extra 10-20 points per month wasn’t all that big a deal.  Especially since during three months of the year the Chase Freedom card I earned 5 URs per dollar on EVERY dining purchase.  Still, it was nice when Chase extended the program into 2015, noting on their website that this was a limited time offer.

Now comes word via both The Points Guy and One Mile At A Time that the program will not be continued into 2016.  While it’s never great to lose a card benefit, as far as these things go this is a pretty mild one in my book.  But if you want to stock up on your URs, you can always buy gift cards at a restaurant on the first Fridays for the rest of the year and use them on other days.  What was that I said yesterday about things changing?  Yep, here we go again.

Categories: Chase, Sapphire Preferred | Tags: | Leave a comment

Changes Are Coming for Barclay’s Arrival Plus

While I’ve only played the points and miles game for about three years, one thing I’ve learned for sure is that things change – and usually NOT in the favor of those of us who try to maximize the value we get for our points and miles.Barclay Arrival Plus

Several weeks ago it was noticed that the Barclay’s Arrival Plus card had disappeared from the Barclaycard website. Speculation ran rampant as to what that meant. Some thought maybe the product was being discontinued while others thought perhaps the benefits were being changed. As it turns out, those in the second group are correct. As reported in several blogs, including by Amol on Travel Codex, the product is being devalued.

Current card benefits:

  • Earn 2 points for every $1 spent
  • Each point is worth $1 for travel-related expenses
  • Redeem a minimum of 2500 points, which will cover expenses of $25 or more
  • When you redeem, you get a 10% rebate on points. So after redeeming 2500 points, you’d get 250 restored to your account
  • A TripIt Pro subscription

Future card benefits:

  • Still 2 points for every $1 spent
  • Each point is still worth $1 for travel-related expenses
  • Now you must redeem a minimum of 10,000 points, which only covers expenses of $100 or more
  • The rebate is reduced from 10% to 5%
  • TripIt Pro is no longer included

According to a letter received by a Travel Codex reader and shown in Amol’s post, these changes will become effective November 3, 2015. Even though I have the card I have not yet received notification from Barclay’s and the card is not currently available on the Barclaycard website.

Raising the minimum redemption to $100 really hurts. On my ski trips I check two pieces of luggage. The first piece is free thanks to holding an airline co-branded credit card but I always have to pay for the second piece (unless flying first class, of course) and that was a perfect opportunity to use my Arrival Plus card. Now I’ll either use the co-branded card or my Chase Sapphire Preferred, both of which will earn double points for the transaction.

I also hate the loss of TripIt Pro. I loved the free version of TripIt for a couple of years before gaining TripIt Pro. I now use it to track all my points across a multitude of airline, hotel and credit card programs. TripIt Pro also proactively notifies me of flight and gate changes. I’ve read anecdotal evidence of people being notified by TripIt Pro before being notified by their airline!
I’ve only had my card since December 2014, so hopefully the subscription is good at least a year. At that point I’ll have a decision to make whether or not to pay for it.

In the next couple of years I’m hoping to take a couple of group trips where I won’t be able to use the usual types of points to pay and I’d planned on using Arrival Plus points to help reduce the expenses but not I’m not sure that’s the way to go.

Buying $10,000 of gift cards at my local mall for a $79 fee earns me 20,158 points, which can cover $201.58 in travel expenses and then I’d get a 2015 point rebate (or 1007 after the changes). That’s a 39% discount – though there is that $95 annual fee.

By contrast the Capital One Venture card is free the first year and $59 thereafter. It also earns 2 points per $1 spent and allows a redemption rate of 100 points per $1. While I wouldn’t use the Venture card (or the Arrival Plus, for that matter) for premium cabin airline tickets, for cruises and tours they Capital One card may be the way to go.

Categories: Arrival Plus, Barclays, Credit Cards | Tags: , | Leave a comment

Bonuses When Purchasing Points or Miles

Right now there are two loyalty programs offering a bonus on purchased points or miles. These are not new deals but will be expiring soon.

American Airlines Logo

American Airlines is offering both a discount and bonus miles if you purchase between now and Monday, July 13. You’ll get a 15% discount on the purchase price and a tiered bonus, depending on how many miles you buy.
2015-07-09 AA Bonus on Purchased Miles

Looking at the cost at a per point basis, here’s how that works out:
1,000 + 0 bonus = 1,000 for $25.08 = 2.50 cents per mile
15,000 + 0 bonus = 15,000 for $376.13 = 2.50 cents per mile
16,000 + 5,000 bonus = 21,000 for $401.20 = 1.91 cents per mile
30,000 + 5,000 bonus = 35,000 for $752.25 = 2.14 cents per mile
31,000 + 10,000 bonus = 41,000 for $777.33 = 1.89 cents per mile
45,000 + 10,000 bonus = 55,000 for $1128.38 = 2.05 cents per mile
46,000 + 15,000 bonus = 66,000 for $1153.45 = 1.74 cents per mile
60,000 + 15,000 bonus = 75,000 for $1504.50 = 2.00 cents per mile
61,000 + 20,000 bonus = 81,000 for $1529.58 = 1.88 cents per mile
75,000 + 20,000 bonus = 95,000 for $1880.63 = 1.97 cents per mile
76,000 + 27,500 bonus = 103,500 for $1905.70 = 1.84 cents per mile
100,000 + 27,500 bonus = 127,500 for $2507.50 = 1.96 cents per mile

(These prices do not include applicable taxes or a $30 processing fee.)

So the sweet spot – where you’d pay the least per mile – is at the 46,000 mile level.

You may purchase up to 100,000 miles in a calendar year.

Is this a good deal? Actually, it can be! As usual, I defer to Ben of One Mile At A Time and Brian, The Points Guy as to the current value of points and miles. Ben has AA miles valued at 1.8 cents apiece while Brian values them at 1.7 cents each. So if you buy 46,000 miles and get the 15,000 bonus miles you’ll be spot-on. If you only need a few miles to top off your account, it’s not a really great deal – unless you’re going to get more than 2.5 cents of value from the award ticket you’ll get.

 
2015-07-09 Hilton Discount on Purchased Points

Meanwhile, Hilton is offering a 25% discount when you purchase their points from now through Wednesday, July 15. The discount brings the price to 0.75 cents per point (plus applicable taxes and fees). It’s interesting that the website allows the user to choose to buy 80,000 points, but the terms and conditions state that an HHonors member may only buy 40,000 points in a calendar year.

Is this a good deal? Not really. Ben values HHonors points at 0.4 cents apiece and Brian values them at 0.5 cents each. But if you need just a few points to top off an award, it may be the route to go.

Categories: American Airlines, Hilton | Tags: , , , | Leave a comment

Travel Tuesday Photo: Jack the Ripper

For over a year now I’ve been sending out a picture of the week on Twitter.  (Follow the blog @2BTraveling if you don’t already!) Sometimes 140 characters isn’t enough to provide the story behind the photos so I expect this to be an occasional series with a little more about the photo of the week.

Jack the Ripper

Jack the Ripper

In 2006 I was fortunate to take a 2-week trip to visit New Zealand and Australia, spending roughly a week in each country.  It was a whirlwind tour to be sure.  While we stayed in Queenstown, NZ with a couple of day trips, in Australia we split our time between Sydney and Cairns.  Of course neither area can be fully explored in 3-4 days but we saw as much as we could.

While in Cairns we visited the Rainforestation Nature Park, which was lovely.  Our introduction to Australian wildlife kicked off a bit earlier than expected when we saw a giant monitor lizard in the grass just off the parking lot.  Fortunately it was far enough away that it didn’t disturb anyone but it drew quite a crowd!

Once inside we saw the expected cuddly koalas and more lizards and snakes.  And then there was Jack.  He’s a 17-foot saltwater crocodile who weighs over 1600 pounds and is thought to be over 50 years old.  Over the years they provided him with 12 females as mates, but he killed every one of them, thus earning his name.  Now he’ll be a bachelor for life.  Something tells me he likes it that way.

Categories: Picture of the Week | Tags: , | Leave a comment

Two Starwood Opportunities

SPG Logo
Starwood Preferred Group is the hotel group for hotel brands like Sheraton, St. Regis, Westin, Four Points, Le Meridian, aloft, element and W Hotels. While Starpoints are incredibly valuable, they’re not necessarily easy to earn, other than by staying at one of the hotels.

Right now Starwood is running a promotion where you can earn 1000 Starpoints for every weekend stay between now and August 31, 2015. All you need to do is register and start collecting bonus points. A weekend stay is defined as a Friday, Saturday or Sunday night, except in the Middle East where it’s defined as a Thursday, Friday or Saturday night.

One of the great things about Starpoints is they have a number of airline partners, including airlines that are not partners with American Express Membership Rewards or Chase Ultimate Rewards. Look at all these airlines:
SPG Airline Partners

Most of these partners transfer at a 1:1 ratio. The exceptions are Air New Zealand (65:1), LAN Airlines (1:1.5) and United Airlines (2:1). Obviously you want to stay away from transferring to Air NZ and United unless you’re desperate to top off an award.

In addition, most of the airlines offer a 5,000 point bonus when you transfer 20,000 Starpoints. So 20,000 Starpoints becomes 25,000 American Airlines miles after the transfer.

From now through August 7, 2015 there’s an additional 20% bonus for transfers to American Airlines. This means in addition to the standard 5,000 point bonus, you’d end up with an additional 5,000 miles in your AA account. For example:

20,000 Starpoints = 20,000 AAdvantage miles
5,000 Standard SPG bonus = 5,000 AAdvantage miles
AAdvantage 20% mileage bonus = 5,000 AAdvantage miles
Total = 30,000 AAdvantage miles

That’s a great deal if you have plans for redeeming your AAdvantage miles. It’s not worth making a speculative transfer because the main thing that makes Starpoints so valuable is their flexibility.

Starpoint transfers are not instant, so if you find seats on the flights you want, put them on hold until the transfer is completed. The terms and conditions state it may take up to 7 business days for the points to transfer. That can be an eternity when you’re trying to get the last award seat or two on your flight, so plan accordingly.

Note that that 5,000 point bonus is awarded only when 20,000 points (or more) is transferred in the same transaction. So you can’t transfer 5,000 points today and 15,000 points tomorrow and expect to get the bonus.

Starwood allows a max of 79,999 points to be transferred in a single transaction. Both the SPG account and the airline account must have identical names. All transfers are one-way, non-reversible and non-refundable.

SPG CardOne way to rack up Starpoints quickly is with the SPG American Express card. Simply make $3000 in purchases in the first three months and you’ll earn 25,000 Starpoints – which will translate to 35,000 American AAdvantage miles if you earn the points quickly enough for the offer above. Otherwise, they will still be worth 30,000 miles on most airlines or you can use them at one of the hundreds of SPG hotels worldwide.

If you allow me to refer you for the card, I’ll receive a 5,000 Starpoint bonus if you are approved. Just send me your email address to 2btraveling@gmail.com and I’ll be happy to refer you.

Categories: American Airlines, SPG Amex | Tags: , , , | Leave a comment

Points and Miles: Where to Start? What to Expect?

2015-06-20 Where to start
Friends know I love to travel and I’m starting to get questions about how I can take such nice vacations each year. When I reply that I use miles and points to help defray my expenses, of course then they want to know how I can accumulate those points if I’m spending them for travel. I explain about using credit cards both for the sign-up bonuses and for strategic spending to earn those points. Then the inevitable question comes: which card should they get first? The answer? It depends.

It sounds like a cop-out but it is truly the best answer because the best card for someone just starting out in this game depends on how they want to use their points and miles. Is your goal domestic travel or premium cabin international travel? Will you be traveling solo or as a couple or a family? Do you live near an airline’s hub or is your city serviced by an airport with limited service? All of these are things to consider what card is right for you.

But the most important factor is: where do I want my points and miles to take me? The different airline alliances have different strengths in different parts of the world, so accumulating points with a destination in mind is crucial. Once you can answer that question, you’ll have a good place to start.

Setting Expectations

Once people start accumulating miles their expectation becomes “I can fly any time, anywhere for free!” – and that’s not realistic. I try to coach people that when using frequent flyer miles (more-so than hotel points) a person will need to be flexible in at least one of these three categories:

  • Date/Times
  • Routing
  • Destination

If a person is locked into a certain destination on certain dates and is only willing to fly non-stop, they’ll almost certainly find themselves disappointed when they can’t use their miles. I run into this frequently myself. I love to go skiing and am in a ski club. The club sets the dates and the destinations. Many times we fly to smaller mountain airports that have only a few flights per day. So quite I often I must decide whether to pay cash or use the same number of miles on a regional jet flight in economy that could otherwise be spent on a business-class trip to Europe.

Decisions can be further complicated depending on whether or not there’s a traveling companion who’s paying cash. What if the flights with award availability are much more expensive that the flights one would choose when paying cash?

All these factors should be considered when determining whether to use points and miles or cash for a trip.

If you’re wondering where to start, drop me an email and tell me where you’d like to go, what credit cards you have now and I’ll be happy to offer suggestions on the best cards to use to get you to your destination. Email: 2btraveling@gmail.com

(Note: if you don’t currently pay off your credit cards in full each month, this game is not for you. The interest incurred will offset the value of the points and miles earned.)

Categories: Advice | Leave a comment

Earn 5000 Bonus Point Per Stay at Hilton

2015-06-17 Hilton PromoToday Hilton announced a limited-time offer where you can earn 5000 bonus HHonors points for each stay between now and July 6. You must register for this promotion before you check out of your first eligible stay.

2015-06-17 Hilton Double Points Double Miles
When you stack this with the Double Points/Double Miles promotion, you can really rack up the miles quickly!

Categories: Hilton, Hotel Promos | Tags: , | Leave a comment

Activate Q3 Bonus Categories for Chase Freedom

While we’re still wrapping up spending for Q2 categories that include restaurants, you can now register your Chase Freedom card for Q3 bonus categories which include gas stations and Kohl’s department store. When using your Freedom card in bonus categories you’ll receive 5 Ultimate Reward points per dollar spent on up to $1500 in combined purchases. Ulitmate Reward points can be redeemed for 1 cent each or used like cash to redeem for travel through the Ultimate Rewards shopping portal.2015-06-16 Freedom Q3 Bonus Categories

But if you also have a Sapphire Preferred personal card or one of the Ink business cards, all of which carry an annual fee, you can transfer your Ultimate Rewards point to one of several frequent flyer or hotel programs. When Ultimate Rewards are used in this way, it’s possible to get a lot more value than just 1 cent per point.

Ultimate Rewards Transfer Partners

Ultimate Rewards Transfer Partners

To activate your bonus, look for the email from Chase. Just click on the link and you should see this activation screen. You must activate your account by September 14 to qualify for bonuses for Q3.2015-06-16 Freedom Activation Complete

Categories: Chase, Credit Card Promos, Freedom | Tags: , | Leave a comment

Changes to Membership Rewards

Membership Rewards LogoMembership Rewards (MR) is the points program from American Express.  MR points can be accumulated via a number of their credit cards including the Premier Rewards Gold Card, Platinum Card®, American Express® Green Card, Blue Sky from American Express®, Amex EveryDaySM Credit Card and Amex EveryDaySM Preferred Credit Card. Some of these cards ean bonus points when shopping at certain merchants.

One of the great things about MR points is that they can be transferred to a number of travel partners including:

  • Aeroplan (Air Canada)
  • British Airways Executive Club
  • Alitalia (1000:750)
  • Asia Miles (Cathay Pacific) (1000:750)
  • Delta (1000:750)
  • Etihad (1000:750)
  • Hilton
  • SPG (1000:500)

One of my favorite uses for MRs is transferring them to British Airways as BA Avios are great for short haul trips on American Airlines as they transfer at a 1:1 ratio vs. some of the other ratios we see above.

Unfortunately that’s changing on October 1. Starting on that date the transfer ratio to British Airways (and Iberia, which also uses Avios) will be 250 MRs to 200 Avios, which is a 25% devaluation. While that won’t be a huge hit for short haul trips, it would make a big difference when using Avios for long haul trips, like my upcoming trip to Australia. I didn’t have enough Avios in my account and topped it off with MRs so I’d have enough to make the reservation.

I suppose this is to be expected as we’ve learned that nothing stays the same in the world of points and miles but it’s still disappointing.

Categories: American Express, British Airways, Membership Rewards | Tags: , , | Leave a comment

First Friday = 3x Points or More on Dining

CSPOnce again it’s the first Friday of the month and that means 3x points on dining when you use your Chase Sapphire Preferred to pay.  But really, if you don’t have the Chase Freedom card that’s been earning 5x points on dining since April 1st, what are you waiting for?  The Freedom is a no-annual-fee card that’s a terrific complement to the Sapphire Preferred.  And if you don’t have either of these, the Discover cards are offering a 5% bonus on dining for the April-June time frame so that’s a better choice.Chase Freedom

Rewards-earning cards are great…but only if you take advantage of them!

Categories: Credit Card Promos, Discover, Freedom, Sapphire Preferred | Tags: , , | Leave a comment

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