It’s the 15th of the last month of the quarter which means it’s time to activate bonus categories for card that have quarterly bonuses for next quarter. All of these cards offer bonus points or cash back on up to $2000 in purchases during the quarter.
US Bank Cash+
Even though TV, Internet & Streaming Services are shown as new below, though it’s been available for at least a couple of quarters now. If you’re not already getting 5x Ultimate Rewards points by using a Chase Ink card (and even if you are!) you may want to switch the card you’re using for payment. You must register your card before September 25th to get the bonus cash-back in the categories you select. As a reminder, you choose two 5% categories and one 2% category. To register, click on the link in the email you received from US Bank or visit this link.
Discover gave us the full year’s calendar late last year:
The fourth quarter was originally announced as Amazon but now they’ve added Target (in-store) and Walmart.com. None of these is particularly great for me. To register, sign in to your Discover account and click on the Activate button.
Chase’s fourth quarter categories may help those who need to shop for the holidays. You can earn 5x Ultimate Reward points for shopping at department stores, having your card tied to PayPal and with Chase Pay. You can redeem the URs for a penny apiece on your credit card statement or, if you have one of the UR-earning cards that comes with an annual fee you can transfer these points to airline frequent flyer programs or hotel loyalty programs. Alternately you can shop through the UR portal and use the points like cash.
To register you can go to this link to look at the calendar, then click on the Activate Now button as seen above.